During the year 2025, the USDA loan cap in Berkley, located within Oakland county, MI, is set at $336,500, whereas for the FHA, the maximum is $472,030 for a single-family residence.
Lendersa® provides a USDA loan calculator for directly comparing today's optimal rates between USDA and FHA loans, helping you understand the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables simultaneous viewing of USDA, FHA, Conforming, and VA options to assist in determining which loan type in aligns best with your financial needs.
Loan Limits and Downpayment Requirements of 2025 in Berkley, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Berkley, MI
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you quickly and without complications. Choose one of three initial approaches that facilitate matching loan providers with USDA options.
USDA home loans, also called USDA rural development loans or USDA mortgages, are government-backed by the Department of Agriculture and specifically available in rural settings. Unlike FHA loans, which stipulate a 3.5% minimum down payment, USDA loans require no down payment at all.
We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal
Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.
BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.
2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.
Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.
2209 Mount Rushmore Rd, Suite 1, Rapid City, SD, 57701
Heritage Home Lending is a Mortgage Brokerage founded in Rapid City, SD. The goal is your peace of mind. The goal is to earn your trust and exceed your expectations. Jesse Herrington and Brady MacIver are two very experienced loan officers that will be working diligently on your behalf.
Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.
Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
