USDA and FHA Pro and Con in Imlay-City, Lapeer County, MI
In 2025, the USDA loan limit in Imlay-City, situated in the county of Lapeer, MI, stands at $285,000, while the FHA limit for a single-family home is $356,362.
Make use of Lendersa®'s USDA loan calculator to assess today's best USDA versus FHA rates. Determine the income, credit score, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side. This helps you figure out which program in fits your specific financial requirements best.
Loan Limits and Down Payment Requirements for 2025 in Imlay-City, County of Lapeer, MI
Type of Loan
Loan Limit
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Imlay-City, MI
The aim of Lendersa® is to facilitate the fastest and most straightforward way to get the best USDA or FHA loan. You can begin with one of three distinct paths that result in access to matching lenders and USDA loan programs.
USDA home loans, backed by the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages. These are available only in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans do not require any down payment.
Team Stapleton Home Loans LLC in St. Petersburg is the friendly mortgage lender with small-town values. Never hesitate to call us, even if you just want to ask a question or you’re not ready to start the home loan application process. Think of us as a neighbor who happens to know a ton about home loans. Of course, if you’re ready to get started.
Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.
Gerard Mortgage LLC, your Texas home loans experts dedicated to making your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
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General Motors moved the plant to Dallas and the credit union followed. There, board members worked out of their locker room until January 1982, when office space was rented, a computer bought and a manager hired. GM moved the plant back to Forth Worth in 1987 and the credit union moved to Forth Worth in August of 1987. In October 1991.
Our company offers purchase home loans and refinance mortgage loan products tailored to fit your specific needs. If you're searching for a purchase mortgage or refinance loan, we can help you! Find answers quickly, browse through the helpful information, use the online calculators, answer a few questions.
First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
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