In 2025, the USDA loan limit for Lapeer in the county of Lapeer, MI is $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator for a detailed comparison of current USDA versus FHA best rates and discover the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA side by side, helping determine which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Lapeer, Lapeer, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lapeer, MI
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan options for you with minimal hassle. Begin with one of the three pathways to connect with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed option by the Department of Agriculture, available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage for eligible borrowers.
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Gerard Mortgage LLC, your Texas home loans experts dedicated to making your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
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Business Loan Solutions is a diversified loan service company which provides a broad array of loan services countrywide to help companies receive the money they need to improve their sales, operating efficiency and for growth. The company provides several business loan programs including: lines of credit, business acquisition.
