USDA and FHA Pro and Con in Lapeer, Lapeer County, MI
In 2025, the USDA loan limit for Lapeer in the county of Lapeer, MI is $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator for a detailed comparison of current USDA versus FHA best rates and discover the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA side by side, helping determine which program in suits your financial situation best.
2025 Loan Limits and Downpayment Requirements in Lapeer, Lapeer, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lapeer, MI
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan options for you with minimal hassle. Begin with one of the three pathways to connect with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed option by the Department of Agriculture, available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage for eligible borrowers.
United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.
Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.
1111 Bessemer City Kings Mountain Highway, Bessemer City, NC, 28016
The organizational meeting of LCA Federal Credit Union was held on December 17, 1956. Thirty eight potential members attended along with the nine members that incorporated the credit union idea. Officers were elected and guidelines were established. The first Directors meeting was held immediately after the organizational meeting.
16905 Northcross Drive, Suite 150, Huntersville, NC, 28078
Today, States Mortgage Company continues to expand it’s reach. With it’s best-in-class technology, comprehensive product menu and competitive rates we have established ourselves as a mortgage leader in the market. Let one of our experienced Loan Officers match you up with a program personalized just for you and your specific needs.
Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
