USDA and FHA Pro and Con in Oxford, Oakland County, MI
For 2026, the USDA loan limit in Oxford, within Oakland county, MI, is set at $336,500, whereas the limit for an FHA loan on a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare the optimal current rates for USDA versus FHA. Evaluate the income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Oxford, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Oxford, MI
The aim of Lendersa® is to secure the most favorable USDA or FHA loan quickly and conveniently. Choose from one of three paths to connect with matching lenders and USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture and also known as USDA rural development loans or mortgages, are available only in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment.
Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.
18 N Washington Street, Suite C, Oxford, MI, 48371
Lends in Michigan
At Brick Financial Group our main goal is to provide an exceptional value while maintaining high service standards to all members of our extended community. In an ever changing mortgage market, where technology and robot loans are all the rage, we want to be the lender who is for the people, by the people.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
E3 Funding is a state licensed mortgage lender, focusing on conventional and alternative financing. We can help you turn your "investment opportunity" into financial investment gain. Todd M. Burk PRESIDENT at E3 Funding Company. Todd has spent his career as an executive in residential and commercial project development.
The focus of Clarkston State Bank is its commitment to its customers & its focus on community. Management believes that by employing exemplary customer service, customers will realize the intrinsic value of dealing with a locally operated financial institution. The Corporation was chartered in 1998 and opened its doors for business in January 1999.
2100 Executive Hills Blvd, Auburn Hills, MI, 48326
Lends in Michigan
Genisys Credit Union is a not-for-profit, member-owned financial institution that has been committed to helping its members financially since 1936. Based out of Auburn Hills, Genisys is one of the largest credit unions in Michigan and one of the strongest in the country with over $2.3 billion in assets.
Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.
2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
Lends in Michigan
PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits
28 North Saginaw Street, Suite 201, Pontiac, MI, 48342
Lends in Michigan
At Centerbrook Mortgage Company, founded in West Bloomfield and based in Pontiac, Michigan, is built around our belief that acquiring a home loan should be a positive experience. When you work with us, you will be impressed by the level of service we will provide! We specialize in purchases, refinancing, investment properties.
