USDA Vs. FHA Pro and Con comparison in Jackson, Jackson County, MI
As of 2026, the USDA loan limit in Jackson, which is part of Jackson county, MI, amounts to $336,500. For a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to assess and compare today's USDA vs. FHA best rates, determining the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program for your specific financial situation in .
2026 Loan Limits and Downpayment Requirements in Jackson, Jackson, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jackson, MI
The goal of Lendersa® is to secure the best available USDA or FHA loan quickly and with ease. Select one of three starting approaches that align you with suitable lenders and available USDA loan programs.
A USDA home loan is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan. These loans are available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans involve no down payment, making them an attractive option for eligible buyers in rural neighborhoods.
633 West Fifth St., Suite 2200, Los Angeles, CA, 90071
Thorofare Capital, Inc. is a Los Angeles-based commercial real estate loan origination and servicing company. The firm focuses on $5 million to $100 million financing transactions, targeting value-add and opportunistic acquisitions, recapitalizations, and distressed debt secured by transitional properties
309 E 8th Street, Suite 601, Los Angeles, CA, 90014
"Camino Financial is an online finance company offering business loans and solutions to help small businesses grow.
Camino Financial advises small businesses on getting access to capital and building their business credit. The Company provides up to $500, 000 in business funding and assists its clients in applying for financing."
621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.
Discover home financing made easy with Straight Deal Mortgage! As a comprehensive Mortgage Brokerage, we connect you to a myriad of wholesale lenders, presenting a range of mortgage options tailored to your requirements. Rest assured, we're here to guide you in finding your ideal mortgage, ensuring you feel right at home with a trusted lender.
2100 Main St, Suite 255, Huntington Beach, CA, 92648
At The Wright Loans, our commitment to transparency and educating the client separates us from our competitors. Our communication and negotiating skills are paramount to the value we create for his clients. As a referral business, the client’s satisfaction is the #1 priority.
United American Mortgage Co is a full servimortgage Banker
20422 Beach Blvd, Suite 305, Huntington Beach, CA, 92648
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
214 5th Street, Suite 205, Huntington Beach, CA, 92648
Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.
