USDA and FHA Pro and Con in Chelsea, Washtenaw County, MI
During 2025, the USDA loan limit in Chelsea, county of Washtenaw, MI, is $336,500, while the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare today's best rates between USDA and FHA loans. This tool helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your specific financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Chelsea, County of Washtenaw, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Chelsea, MI
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from three starting points that link you with matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans need no down payment.
We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
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159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
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