USDA Vs. FHA Pro and Con comparison in Eaton-Rapids, Eaton County, MI
During 2025, the USDA loan ceiling for Eaton-Rapids in the county of Eaton, MI is set at $285,000, whereas the FHA limit for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to distinguish between the best USDA versus FHA rates available today and determine the income, credit standing, reserves, and documentation needed for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA side by side, facilitating your decision on the most suitable financial program in for your unique needs.
2025 Loan Limits and Down Payment Requirements in Eaton-Rapids, County of Eaton, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Browsing USDA and FHA Loan Options in Eaton-Rapids, MI
The mission of Lendersa® is to secure the best possible USDA or FHA loans for you swiftly and without hassle. Select one of the three pathways to connect with appropriate lenders and discover compatible USDA loan programs.
A USDA home loan is endorsed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is accessible only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment at all.
We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.
First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.
Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.
Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com
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