USDA Vs. FHA your options comparison in Albion, Calhoun County, MI
For the year 2025, the USDA loan cap in Albion of Calhoun county, MI is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
To explore today’s best USDA vs FHA rate comparisons, Lendersa® offers a handy USDA loan calculator. You can determine the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side. This helps you figure out which program in best suits your financial needs.
Key loan limits and down payment details for 2025 in Albion, covering Calhoun, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan programs in Albion, MI
The mission of Lendersa® is to secure you the best possible USDA or FHA loan, quickly and with ease. Choose from one of three starting points to connect with lenders and discover suitable USDA loan programs.
The USDA mortgage, a government-backed loan via the Department of Agriculture, also known as a USDA rural development loan, is specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, there is no down payment needed for USDA mortgage loans, making them quite unique.
Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.
Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.
11639 South 700 East, Suite 200, Draper, UT, 84020
Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.
Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
11576 S. State Street, Suite 102-B, Draper, UT, 84020
Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
11910 South State St, Suite 100, Draper, UT, 84020
The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
2723 West 3500 South, Suite 140, West Valley City, UT, 84119
Solution Loans provides a true solution back to financial freedom. We at Solution Loans are committed to provide a product that not only provides for your immediate needs but places you in a better position personally, financially, and socially. Solution Loans products are structured to ensure your success as well as giving you a way
Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
1678 South Pioneer Road, Salt Lake City, UT, 84104
Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs.
We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
Bob Kirkman believes that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Bob’s team is committed to providing our Utah Mortgage clients with the highest quality Utah Home Loans combined with the lowest Utah Mortgage Rates available.
