USDA Vs. FHA Pro and Con comparison in Albion, Calhoun County, MI

In 2024, USDA loan limit in Albion, county of Calhoun, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Albion, county of Calhoun, MI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Albion, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • California Funding & Investments
  • 700 East Shaw Avenue, Fresno, CA, 93710
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, Refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Xcellerate Home Loans
  • 770 East Shaw Avenue, Suite 128, Fresno, CA, 93710
  • Get the best service throughout your transaction and after close. I can help with all the nuances of your purchase or refi, giving you options that best fit your circumstances and goals. I work as your agent to help it go as seamless as possible, with over 20 years experience at work for you.
  • Far West Financial
  • 5100 North 6th Street, Suite 170, Fresno, CA, 93710
  • We are a Real estate and loan brokerage located in Fresno, California. We are your one stop shop for buying or selling a home, residential financing and property management.CA DRE # 01888981brokerage located in Fresno, California. We are your one stop shop for buying or selling a home
  • Greatland Mortgage Corp.
  • 5150 N 6th St, Suite 175, Fresno, CA, 93710
  • "Greatland Mortgage Corp.’s mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Greatland Mortgage Corp. will be able to get a complete look at your financial situation to determine"
  • ZINC Financial
  • 1525 E. Shaw Ave, Fresno, CA, 93710
  • ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We understand that our investors can’t wait for conventional financing and must close their rehab loans quickly.
  • Mario Loans
  • 333 Marine Ave #5, Newport Beach, CA, 92662
  • Mario Loans Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Home Pedia Inc
  • 18723 Via Princessa, Suite 312, Canyon Country, CA, 91387
  • Home-Pedia Realty is a privately held company based in California, and is led by its founder Sebastian Nasher. Home-Pedia Realty was designed to help you buy or sell your property with the utmost care in mind. The founder, Mr. Nasher was only eleven years old when he became passionate about real estate
  • Above All Lending
  • 27936 Lost Canyon Rd Suite 201, Santa Clarita, CA, 91387
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Central Financial
  • 7847 Florence Avenue, Suite 101, Downey, CA, 90240
  • Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
  • California First Home Loans
  • 9901 Paramount Blvd, Suite 105, Downey, CA, 90240
  • We have funded over $300 Million in loans. Our lending decisions are generally made instantly. We take any lending situation no matter how complicated and find a way to make the loan. Our rates vary depending on the type of property, term of loan and general situation. California First Home Loans was established in 1986.