USDA Vs. FHA your options comparison in Albion, Calhoun County, MI
For the year 2026, the USDA loan cap in Albion of Calhoun county, MI is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
To explore today’s best USDA vs FHA rate comparisons, Lendersa® offers a handy USDA loan calculator. You can determine the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side. This helps you figure out which program in best suits your financial needs.
Key loan limits and down payment details for 2026 in Albion, covering Calhoun, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan programs in Albion, MI
The mission of Lendersa® is to secure you the best possible USDA or FHA loan, quickly and with ease. Choose from one of three starting points to connect with lenders and discover suitable USDA loan programs.
The USDA mortgage, a government-backed loan via the Department of Agriculture, also known as a USDA rural development loan, is specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, there is no down payment needed for USDA mortgage loans, making them quite unique.
26381 Crown Valley Parkway, Suite 200, Mission Viejo, CA, 92691
In 2008, Lamberton Capital now LamCap Partners was formed to serve the needs of Californians. Our mission then was as simple and direct as it is now; To save our client’s money by offering great rates and the best mortgage experience to meet our client’s specific needs. We do it so they can live a better life.
"The Ross Fund Real Estate Finance will provide you greater loan options to choose from since we are partnered with private lenders and bank institutions.Matthew Marshall is the President of The Ross Fund Real Estate Finance with an expertise in mortgage loans for more than 20+ years helping people located in Orange County, CA.
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26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
Welcome to ETHOS Lending: Mortgages Made For You
ETHOS Lending is not just another mortgage company. We're driven by a simple yet powerful mission: to provide honest, transparent, and trustworthy lending services across the United States. Founded by Dino Katsiametis, our team is dedicated to revolutionizing the mortgage experience for every homeow
27271 Las Ramblas, Suite 150, Mission Viejo, CA, 92691
The Ocean Lending Team is your premier mortgage team located in Mission Viejo, California. We pride ourselves on offering some of the lowest rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a home mortgage in the Mission Viejo area.
Lewis & Clark Bankerpreneurs share the entrepreneurial spirit with their clients who also own and have started their own businesses. Growth is a goal. But, more importantly, to be the resource and destination for small businesses who want to expand and be woven into the business fabric of their communities.
Clackamas Federal Credit Union has been helping people and businesses like you, improve their lives. We’re a different type of financial institution that’s owned by its members, not corporate shareholders. We’re a not-for-profit dedicated to helping hard working people like you achieve your financial goals, faster.
Value Added Mortgage our clients see a difference. Focused on a Education, Communication and Customer first mentality our team works hard to deliver an exceptional experience in the home loan industry.Our mortgage experience is simple and streamlined with one goal – To Exceed Your Expectations.
Our mission is to help our clients get into homeownership and to assist clients with multiple properties on how to restructure them for the best financial outcome and their growth needs. We’ll work alongside you to save you time, stress and money, while making your home purchase a quick and simple process all at no cost to you.
HVmortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan
1913 Main Street, Suite 151, Oregon City, OR, 97045
"We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business.
Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"
