USDA Loan Vs. FHA loan pro & con Albion, Calhoun County, MI

For the year 2025, the USDA loan cap in Albion of Calhoun county, MI is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

To explore today’s best USDA vs FHA rate comparisons, Lendersa® offers a handy USDA loan calculator. You can determine the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side. This helps you figure out which program in best suits your financial needs.

Exploring USDA and FHA loan programs in Albion, MI

The mission of Lendersa® is to secure you the best possible USDA or FHA loan, quickly and with ease. Choose from one of three starting points to connect with lenders and discover suitable USDA loan programs.

USDA loan request insights and matching results at Lendersa

An Overview of USDA Loans in MI

The USDA mortgage, a government-backed loan via the Department of Agriculture, also known as a USDA rural development loan, is specifically for rural areas. Unlike FHA loans that require at least a 3.5% down payment, there is no down payment needed for USDA mortgage loans, making them quite unique.

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(501) 614-4600 Lender's profile and map Reviews Benchmark Mortgage 2121 Watt St, Suite B, Little Rock, AR, 72227 Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.
(918) 786-2203 Lender's profile and map Reviews Grand Savings Bank 1022 South Main Street, Grove, OK, 74344 With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
(918) 787-5900 Lender's profile and map Reviews Bank of Grand Lake 201 E. 18th Street, Grove, OK, 74344 Since 2005 we have been committed to the practice of serving our community. Originally established as The Bank of Grove, we operated as a single location establishment, before opening our second location. In 2017, we expanded our commitment by changing our name to the Bank of Grand Lake, and in 2018 we opened the doors to our Langley location.
(800) 657-9126 Lender's profile and map Reviews Webster Five 35 Millbury Street, Auburn, MA, 01501 Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
(605) 583-2234 Lender's profile and map Reviews The Farmers and Merchants State Bank 550 Main Street, Scotland, SD, 57059 Located in Scotland, South Dakota, the Farmers and Merchants State Bank was chartered and began operations on September 7, 1920. Original organizers of the bank were Philip Engel, Alex Brown, C.D. Donley, Guy R. Brown, Joseph Stevenson, and H.N. Hess. The bank is located in its original location built in 1919 at 550 Main Street.
(800) 262-1001 Lender's profile and map Reviews IC Federal Credit Union - Main Office 300 Bemis Road, Fitchburg, MA, 01420 We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.
(800) 939-9103 Lender's profile and map Reviews Cornerstone Bank, National Association 230 Park Avenue, Worcester, MA, 01609 Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
(978) 575-3053 Lender's profile and map Reviews Team Hunton 50 Elm Street, Suite 8, Worcester, MA, 01609 We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
(508) 754-9980 Lender's profile and map Reviews AllCom Credit Union 36 Park Avenue, Worcester, MA, 01609 "AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012. AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
(501) 256-7736 Lender's profile and map Reviews Guardian Home Mortgage Corporation 11825 Hinson Road, Suite 104, Little Rock, AR, 72212 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.