USDA Loan Vs. FHA loan pro & con for Albion, Calhoun County, MI

In 2025, USDA loan limit in Albion, county of Calhoun, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Albion, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

619-434-0010 1871 miles Lender's profile and map Reviews BRIK Home Loans 3655 Avocado Blvd, La Mesa, CA, 91941 BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
(360) 255-7484 1871 miles Lender's profile and map Reviews Brian Stone & PNW Loans 11112 NE 51st Circle, Vancouver, WA, 98682 We call ourselves PNW Loans because we live, work, and play in the Pacific Northwest. That means we don’t get worked up over a little rain, we know all the best hiking trails in the Columbia River Gorge, we’ve dipped our toes in countless inland lakes, and we’ve never met an IPA we didn’t like. From the shore, to the timber.
(619) 929-0102 1871 miles Lender's profile and map Reviews The Criss Group 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942 More of us should be focusing on our clients' best interests, not our own." As San Diego's most respected mortgage Loan Officer, Scott has the flexibility of a Broker giving his clients excellent options. Aside from a great rate, Scott goes above and beyond with in-depth analysis of his extensive list of loan programs.
(619) 800-3229 1871 miles Lender's profile and map Reviews Mavin Mortgage 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942 Mavin Mortgage specializes in creating customized mortgage plans and providing home loans for clients in San Diego, CA and all surrounding areas. We provide home financing programs, including VA, FHA and conventional loans. Call us today! Paul Johnson is the managing partner of this comapany. As a certified mortgage planner
(619) 283-0588 1871 miles Lender's profile and map Reviews Valley View Home Loans 7171 Alvarado Road, Suite 203, La Mesa, CA, 91942 Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
(888) 922-2022 1871 miles Lender's profile and map Reviews Veterans National Mortgage Inc 7484 University Avenue, Suite 220, La Mesa, CA, 91942 We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
(909) 396-6870 1871 miles Lender's profile and map Reviews American Freedom Funding 22632 Golden Springs Dr, Suite 180, Diamond Bar, CA, 91765 We are home loan experts dedicated to making sure your home purchase or refinance experience is easy, honest, and quick. We’re a direct mortgage lender. That means that you will work directly with the person who lends you the money to buy your dream home (or condo!) No ridiculous bank “loan profiles.” Just common sense and fair play.
(800) 833-4714 1871 miles Lender's profile and map Reviews NuBridge Commercial Lender 21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765 NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.
(877) 612-4200 1871 miles Lender's profile and map Reviews Investment & Financial 556 N. Grand Blvd, Diamond Bar, CA, 91765 GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service
(714) 399-6006 1871 miles Lender's profile and map Reviews NetCORE Realty & Lending 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765 Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.