USDA Vs. FHA your options comparison in Lambertville, Monroe County, MI
In 2025, the USDA loan limit for Lambertville in the county of Monroe, MI, is $336,500, while $472,030 is the FHA cap for a single-family home.
Utilize Lendersa®'s USDA loan calculator to examine today's leading USDA versus FHA rates and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to assess USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best option for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Lambertville, Monroe, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lambertville, MI
The aim of Lendersa® is to help you obtain the best possible USDA or FHA loan quickly and without hassle. Begin with one of three pathways that connect you with matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is a government-backed loan offered by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans demand no down payment, providing a significant advantage to qualified borrowers.
"MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."
U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.
333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.
424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.
Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.
2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
Our goal is simple. We aspire to build a better Janesville by serving the financial needs of our customers & creating lasting relationships within our community.Janesville State Bank is a locally owned and operated financial institution serving Janesville and the surrounding communities. We are a five-star, full-service bank committed to providing.
6600 France Avenue South, Suite 125, Edina, MN, 55435
Crown Bank your relationship with us is a partnership and the relationship we build is an investment. We fundamentally believe that investing means you should get back more than you put in. Whether it’s personal banking or business banking, we promise our partnership entails growth and also Since 2000, we’ve built a reputation for being accessible
