In 2025, the USDA loan limit in Ecorse, situated within Wayne, MI, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to explore today's best USDA vs. FHA rates. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you in selecting the ideal program tailored to your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without complication. Choose one of the three pathways to link you with suitable lenders and USDA loan programs.
USDA home loans, also referred to as USDA rural development loans or mortgages, are government-backed by the Department of Agriculture and designated solely for rural areas. Unlike FHA loans demanding a minimum of 3.5% down payment, USDA loans require no down payment, presenting a beneficial opportunity for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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