USDA Vs. FHA Pro and Con comparison in Ecorse, Wayne County, MI
In 2026, the USDA loan limit in Ecorse, situated within Wayne, MI, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to explore today's best USDA vs. FHA rates. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you in selecting the ideal program tailored to your financial situation in .
2026 Loan Limits and Downpayment Requirements in Ecorse, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ecorse, MI
The aim of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without complication. Choose one of the three pathways to link you with suitable lenders and USDA loan programs.
USDA home loans, also referred to as USDA rural development loans or mortgages, are government-backed by the Department of Agriculture and designated solely for rural areas. Unlike FHA loans demanding a minimum of 3.5% down payment, USDA loans require no down payment, presenting a beneficial opportunity for eligible applicants.
Amerimac's employees and agents take pride in providing expert knowledge & service to all of our mortgage clients.The average experience of an Amerimac loan agent is over 17 years. Experience really makes the difference in today's difficult real estate & mortgage market.Employees of Amerimac are fully licensed through the Department of Real Estate.
"Mortgage Magic is a Mortgage Brokerage located in San Jose CA.
Mortgage Magic began operation on April 1st, 1990.
Originally we were a one person operation, and on January 16th, 1991 we incorporated with a total capitalization of only $600! This year we will assist almost 700 customers satisfying their mortgage needs!"
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all, quality service and individual attention. Thanks to our loyal clients like you, we continue to stand strong since our establishment in 2005 and we are truly grateful for your trust.
1310 Saddle Rack Street, Suite 452, San Jose, CA, 95126
"Whether you’re buying or selling a home (or both), your success hinges upon the expert advice and services provided by your real estate agent.
Our team is committed to providing our clients with professional services based on our experience, knowledge and skills. We’ve filled this website with tips and resources to help you quickly"
American Dream Financial was founded in 2002, with our office in Campbell, California. Offering our clients an array of loan programs to serve their home financing needs. Our experienced Mortgage brokers span over 15 years in the Mortgage Business. Providing service with experience you can trust.
"Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
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Watsonville Hospital Federal Credit Union is a family-oriented credit union serving the financial needs of hospital employees, their family members and other selected organizations within our community since 1962. We deliver financial peace of mind to our members by developing long-term relationships.
Seabright Mortgage has provided outstanding mortgage loan service and advice in the greater Santa Cruz area for over twenty years. Combining past experience with acute knowledge of today’s diverse mortgage market, we are able to provide the right mortgage options for our clients while focusing on creating a positive client experience.
Sergio Angeles is the Owner/Broker at Prime Home Loans. Sergio has been in the real estate & lending business for over 17 years. Prime Home Loans is committed to listening to our customers, our employees and our business partners. Their needs and wants are always thoughtfully addressed so that solutions directly impact their desires.
Concept Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
Lewis Associates is a private mortgage lender licensed by the California Department of Real Estate and the National Mortgage Licensing System. Founded in 1981 by Monte R. Lewis and Michael A. Lewis. Watsonville Mortgage is a private and conventional mortgage lender, servicing the Central Coast area for over 30 years.
444 Airport Blvd, Suite 204, Watsonville, CA, 95076
iCG Mortgage Loan Originators are qualified to present you with the best products available on the market from a myriad of leading lenders and as Strategic Philanthropists we're all altruists looking to empower you and your community with financial literacy via mortgage strategies that can take you from
