USDA Loan Vs. FHA loan for Wyandotte, MI [Wayne County ]

In 2025, the USDA loan limit for Wyandotte, within Wayne County, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing income, credit, reserves, and documents required for qualification. With our advanced mortgage tool, examine USDA, FHA, Conforming, and VA loans side by side to select the best suitable program in that meets your financial needs.

USDA and FHA Loan Choices in Wyandotte, MI

The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans without hassle. Choose one of three starting paths to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan is guaranteed by the Department of Agriculture, known as the USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment.

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(843) 448-2019 Lender's profile and map Reviews CROWN HOME MORTGAGE 1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577 At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
(843) 839-2430 Lender's profile and map Reviews ABC Mortgage Company 1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577 The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(816) 356-0791 Lender's profile and map Reviews Raytown Lee's Summit Community Credit Union 10021 E 66th Terrace, Kansas City, MO, 64133 Raytown-Lee's Summit Community Credit Union Motto We are here to provide our members with the excellent, efficient and friendly service they deserve. Raytown-Lee’s Summit Community Credit Union continues to grow, and growth offers better loan rates and higher dividends for our members. We want to serve as your family’s primary financial institute.
(816) 896-0899 Lender's profile and map Reviews First United Mortgage, LLC 5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118 First United Mortgage, L.L.C. is located in Kansas City, MO, United States and is part of the Activities Related to Credit Intermediation Industry. First United Mortgage, L.L.C. has 8 total employees across all of its locations and generates $2.31 million in sales (USD). (Employees and Sales figures are modelled).
(205) 930-5000 Lender's profile and map Reviews Legacy Community Federal Credit Union 1400 South 20th Street, Birmingham, AL, 35255 Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.
(205) 583-4654 Lender's profile and map Reviews Birmingham City Credit Union 708 N 17th Street, Birmingham, AL, 35203 In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
(205) 226-6800 Lender's profile and map Reviews APCO Employees Credit Union 750 17th Street North, Birmingham, AL, 35203 APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
(205) 326-5151 Lender's profile and map Reviews Regions Bank 1900 5th Ave N, Birmingham, AL, 35203 Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
(833) 233-0251 Lender's profile and map Reviews United Mortgage Group 2321 1st Ave North, Birmingham, AL, 35203 We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
(205) 320-4000 Lender's profile and map Reviews America's First Federal Credit Union 1200 4th Ave N, Birmingham, AL, 35203 America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
(603) 964-1888 Lender's profile and map Reviews Key Mortgage Corp 18 Tower Ave, Rye, NH, 03870 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan