USDA Vs. FHA Pro and Con comparison in Wyandotte, Wayne County, MI

In 2026, the USDA loan limit for Wyandotte, within Wayne County, MI, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, assessing income, credit, reserves, and documents required for qualification. With our advanced mortgage tool, examine USDA, FHA, Conforming, and VA loans side by side to select the best suitable program in that meets your financial needs.

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2026 Loan Limits and Down Payment Requirements in Wyandotte, Wayne County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Choices in Wyandotte, MI

The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans without hassle. Choose one of three starting paths to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

The USDA home loan is guaranteed by the Department of Agriculture, known as the USDA rural development loan or mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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