FHA Vs. USDA loan program for Wyandotte, Wayne County, Michigan

In 2025, USDA loan limit in Wyandotte, county of Wayne, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wyandotte, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 710-0707 Lender's profile and map Reviews New Horizons Home Finance LLC 1804 E Troy St, Ferndale, MI, 48220 A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.
(248) 797-2775 Lender's profile and map Reviews Creative Mortgage LLC 711 Cherry Stone Drive, Canton, MI, 48188 Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
(734) 634-4064 Lender's profile and map Reviews COAL Mortgage Lending LLC 3332 Tall Oak Lane, Canton, MI, 48188 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 275-9545 Lender's profile and map Reviews Antonio Stokes Advisors Inc 25900 Greenfield, Suite 507, Oak Park, MI, 48237 Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.
(248) 996-6070 Lender's profile and map Reviews Credit Union Advantage 22250 Providence Drive, Southfield, MI, 48075 Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A
(248) 557-2266 Lender's profile and map Reviews Southeast Michigan State Employees Federal Credit Union 17135 W Ten Mile Road, Southfield, MI, 48075 Southeast Michigan State Employees (SMSE) Federal Credit Union is a democratically controlled, co-operative financial institution.SMSE Federal Credit Union was formed to serve employees of the State of Michigan and employees of local governments, working in Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw, and Wayne Counties.
(248) 579-8175 Lender's profile and map Reviews Castle Commercial Capital, LLC 2000 Town CTR, Suite 1900, Southfield, MI, 48075 Castle Commercial Capital facilitates financing for business owners as well as investors and developers of commercial real estate nationwide. We can provide financing from a basic apartment refinance loan to a mixed-use new development and construction loan. We can finance your property with fixed low rate.
(248) 440-5888 Lender's profile and map Reviews Great Lakes Mortgage Brokers LLC 18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075 Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.
(248) 302-0880 Lender's profile and map Reviews Block Mortgage LLC 19483 W 10 Mile, Southfield, MI, 48075 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 208-3900 Lender's profile and map Reviews John Adams Mortgage 25800 Northwestern Hwy, Suite 110, Southfield, MI, 48075 John Adams Mortgage is a Michigan based, full service mortgage lender. As a lender, we originate, process, underwrite, close and insure our own loans. Our strength and knowledge of the mortgage industry has allowed us to successfully weather the vast changes over the past few years.
(734) 464-8079 Lender's profile and map Reviews Community Alliance Credit Union 39209 6 Mile Road, Suite 160, Livonia, MI, 48152 A member-owned financial cooperative dedicated to provide our members and our community with exceptional service, financial products and education. We have been meeting the financial needs of members and their families since 1966. Membership is available to employees of the Auto Club Group or any of its subsidiary companie