USDA VS FHA in Livonia, Wayne County, MI

In 2025, USDA loan limit in Livonia, county of Wayne, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Livonia, county of Wayne, MI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Livonia, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cooperative Federal Mortgages
  • 723 Westcott St, Syracuse, NY, 13210
  • Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.
  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.
  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540
  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield. In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
  • Park City Credit Union
  • 501 S. Pine Ridge Ave., Merrill, WI, 54452
  • Park City have full-service offices in Merrill, Minocqua, Rhinelander, Tomahawk, inside Dave's County Market in Merrill, and inside Church Mutual Insurance Company in Merrill. From checking and savings to auto loans and mortgages, we offer a full range of products and services, making Park City Credit Union the only financial institution
  • SERVICE PLUS CREDIT UNION
  • 2110 53rd Street, Moline, IL, 61265
  • Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline
  • Moline Municipal Credit Union
  • 1618 15th Street, Moline, IL, 61265
  • Moline Municipal Credit Union has been open since 1936. The credit union has assets totaling $53.04 Million and provides banking services to more than 3,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
  • KONE Employees Credit Union
  • 4502 27th Street, Suite K, Moline, IL, 61265
  • Elevator Employees Credit Union was chartered on June 16, 1953 by the employees of Montgomery Elevator Company. Our first office was in the basement of the Montgomery Elevator Company in Moline, IL. By the end of 1968 the credit union had grown to assets of $417,128.08. Membership was 581 members.
  • Deere Employees Credit Union
  • 3950 38th Avenue, Moline, IL, 61265
  • As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members. By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent