USDA Vs. FHA your options comparison in Livonia, Wayne County, MI
In 2026, the USDA loan limit set for Livonia, in the county of Wayne, MI, is $336,500, while for a single-family home, the FHA loan limit stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates. This tool helps you determine the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program suited to your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Livonia, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Livonia, MI
Lendersa® aims to swiftly secure the best USDA or FHA loans for you without any hassle. Choose from three initiating paths that link you to matching lenders and appropriate USDA loan programs.
A USDA home loan, backed by the government via the Department of Agriculture, also referred to as a USDA rural development loan, is offered in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment, making them more accessible for qualified borrowers in these regions.
HRCU is a federally insured community credit union. We serve our members by providing quality financial services, which meet their needs in a professional, personalized and courteous manner. We provide competitive rates on loans, savings and investments, and access to products and services using the latest technology.
Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.
Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
1111 Main Street, Suite 1600, Kansas City, MO, 64105
Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.
Lead Bank is where expertise, experience and technology unite the people behind inspired businesses. We take pride in working side by side with companies to grow bottom lines that become cornerstones of the community. We’ve always been a bank that leads the way, not follows the herd. In 2010.
Academy Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail Banking services through an extensive network of branches
