USDA Vs. FHA Pro and Con comparison in Farmington, Oakland County, MI
For 2026, the USDA loan limit in Farmington, situated in the county of Oakland, MI, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA versus FHA rates, determining income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, making it easier to select the right program for your financial scenario in .
Loan Limits and Downpayment Requirements 2026 in Farmington, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loans in Farmington, MI
The goal of Lendersa® is to provide you with the best USDA or FHA loan swiftly and hassle-free. Start with one of three pathways to connect with lenders and the USDA loan programs tailored to your needs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and designated for rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a considerable benefit to eligible borrowers.
"Acrobat Financial Group is based in Scottsdale and helps Arizona seniors improve the quality of their lives by providing safe, secure reverse mortgages that can play a positive role in maximizing their retirement assets.
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