In the year 2025, the USDA loan limit for Southfield, located in the county of Oakland, MI, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today, and assess the income, credit, reserves, and documentation necessary for qualification. Our advanced calculator lets you view USDA, FHA, Conforming, and VA loans side by side to identify which program is best for your financial situation, particularly in Alabama.
2025 Loan Limits and Downpayment Requirements in Southfield, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Southfield, MI
Lendersa® is committed to quickly securing the best USDA or FHA loan for you, without hassle. Choose one of three initial points to connect with matching lenders and explore USDA loan programs.
The USDA home loan is a government-backed loan by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all.
Mountain River Credit Union currently serves all who live or work in Chaffee, Alamosa, Lake, Rio Grande, or Western Fremont County. We help our family take care of their own at home. We offer the services and assistance you need to manage your finances to build a strong financial future for your family.
High Country Bank's mission is to Strengthen our communities, Help our neighbors, Promote career growth and development of our employees, and Reward our stakeholders.
On October 27, 1886, an organization meeting of citizens of Chaffee County Colorado was held for the purpose of organizing a Building and Loan Association.
We are committed to helping our members save time, save money and earn money. Our team of dedicated professionals is here to help you achieve your goals and build a strong financial future. Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.
The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.
Concho Educators Federal Credit Union was chartered in 1941 to fulfill the financial needs of Educators within Tom Green County. The initial field of membership for the credit union was limited to teachers and administrators employed by the San Angelo Independent School District.
1st Community Federal Credit Union is a federally chartered, federally insured full-service financial institution with over 21, 000 members worldwide and over $220 million in assets. We have 3 offices in San Angelo, Texas and 1 office each in Ballinger, Eldorado, Fort Stockton, Midland and Crane, Texas.
SAMCO Finance was founded in 1979. We are a Texas-only loan company that is locally owned. SAMCO Finance has grown throughout the years, expanding to offices in San Angelo, Abilene, TX. and the surrounding areas.
Our mission statement is “Lending to Make a Difference.” This statement is backed by our commitment to help people
RJ Funding Services (also known as Rafter J Funding) is a reputable alternative lending firm that works with clients throughout the United States and Canada. Specializing in providing capital to small businesses and large corporate entities, our firm delivers innovative solutions to funding business enterprises in all industries.
19210 Huebner Rd, Suite 205, San Antonio, TX, 78258
Megamerica Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2710 Treble Creek, Suite 100, San Antonio, TX, 78258
Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.
401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.