USDA Loan Vs. FHA loan pro & con Pearl-Beach, St. Clair County, MI

For 2025, the USDA loan limit in Pearl-Beach, situated in St. Clair, MI, is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to check today's competitive USDA versus FHA rates. Discover the income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA plans to help identify the best fit for your financial needs in .

USDA and FHA Loan Options in Pearl-Beach, MI

The mission of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Choose one of three starting options to connect with compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MI?

A USDA home loan is a government-backed loan via the Department of Agriculture, often called USDA rural development loan or USDA mortgage, available in rural areas only. FHA loans generally need a 3.5% down payment, but USDA loans don't require any.

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(206) 866-5079 Lender's profile and map Reviews The Dorman Team 310 29th St NE, Suite 200, Puyallup, WA, 98372 After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
(253) 777-8676 Lender's profile and map Reviews Honest Ethical Responsive Mortgage 16420 137th Avenue East, Puyallup, WA, 98374 With over 34 years of experience I come with a fresh prospective on the mortgage world. Being a mortgage broker at the beginning of my career and now here again after working in all other aspects of the business, I have a full understanding of the lending world and how to find the best product and pricing for my clients.
(206) 890-9432 Lender's profile and map Reviews Every Door Home Loans 5506 6th Ave S, Suite 204, Seattle, WA, 98108 Every Door Home Loans has upgraded the traditional mortgage experience. Our innovative lending model invests more money, offer more services, and leverages resources exclusive to Every Door Home Loans. Being free of strict corporate bureaucracy allows us the ability to be nimble, innovative, collaborative, and competitive
8133847579 Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
206 267 2650 Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
(206) 515-2004 Lender's profile and map Reviews First Sound Bank 925 Fourth Avenue, Suite 2350, Seattle, WA, 98104 First Sound Bank is a locally owned independent community bank providing commercial and private banking services to high net worth individuals, small to medium sized businesses, not-for-profit organizations, entrepreneurs, and professional service firms throughout the Puget Sound market.
(206) 962-3820 Lender's profile and map Reviews Hearthstone Funding, LLC 113 Cherry Street, Suite 84054, Seattle, WA, 98104 Hearthstone Funding, LLC was created with the commitment to helping our Borrowers maintain their payments, obligations, and retain home ownership, if the latter is what they desire. Our strength is in providing financial solutions for the Homeowner, which creates a Win-Win environment for both the Borrower and for us.
(866) 818-9192 Lender's profile and map Reviews Lenders Portal Direct 801 Second Ave, Seattle, WA, 98104 Lenders Portal Direct was started with the simple goal of assisting both residential and commercial property owners in navigating the complex world of ownership in the modern market. Utilizing our vast network of relationships in the real estate community we cultivate a competitive market that strives for your business.
(206) 622-3000 Lender's profile and map Reviews Assets America, Inc. 800 5th Ave, Suite 101, Seattle, WA, 98104 Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.
(206) 594-0933 Lender's profile and map Reviews FAST TRACK MORTGAGE 10000 Aurora Ave N, Suite 2, Seattle, WA, 98133 Fast Track Mortgage we take pride in treating our clients with honesty and integrity. Ask us about getting refinanced in Seattle.Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs.
(206) 251-0818 Lender's profile and map Reviews Seattle’s Mortgage Broker 506 2nd Ave, Suite 1400, Seattle, WA, 98104 At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.
(206) 393-0684 Lender's profile and map Reviews Pacific Coast Financial LLC 2150 North 107th Street, Suite 170, Seattle, WA, 98133 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.