USDA and FHA Pro and Con in New-Baltimore, Macomb County, MI
In 2026, the limit for a USDA loan in New-Baltimore, Macomb county, MI, is $285,000, while the FHA limit for a single-family home is $356,362.
Lendersa® offers a USDA loan calculator to compare the top USDA vs. FHA rates today, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you view options like USDA, FHA, Conforming, and VA side by side, helping you choose the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in New-Baltimore, Macomb, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in New-Baltimore, MI
Lendersa® aims to quickly and easily secure the best possible USDA or FHA loan for you. Start with one of three paths to match with lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, benefiting eligible borrowers.
For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.
Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan
Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years.
Catharine Dombrowski is the Mortgage Broker, who is also a CPA (Certified Public Accountant). Catharine founded Lone Tree Funding & Mortgage in 2002
At MAI REALTY & LOAN, INSURANCE. We are a one stop shop for all your real estate needs from finding homes, to getting commercial and residential loans, and getting the insurance that protects both your home and your family.
We focus on making the process of buying a home or business easy for both our clients
Travis Credit Union works every day to make a difference in the lives of the people we serve. As a secure and trusted financial institution, we advocate for the financial education and well-being of our members, and we give back to their local communities. To date, we have sponsored 200+ charities and local causes and volunteered 13, 000+ hour.
2157 Country Hills Drive, Suite 206, Antioch, CA, 94509
E3 Realty & Loans is an all-encompassing Real Estate & Mortgage Brokerage with 20 years of combined Real Estate, Finance and Marketing Expertise. Our team consists of the most Empowered professionals in the industry who Elevate the lives of their clients by providing unparalleled knowledge and strategy that no one else can deliver
We pride ourselves in finding you the right loan product that will suit your financial needs. Our mortgage professionals are tops in the industry. One of the leading real estate brokers in California by providing excellent real estate services throughout the community. Our goal is to exceed your expectations in client satisfaction.
iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
700 Main Street, Suite 211, Suisun City, CA, 94585
Pacific Bay Estates offers a variety of real estate services for the communities we serve, including Residential Sales including Short Sales and Foreclosures, as well as Property Management. We have over 15 years experience and a very diverse background in real estate which enables us to identify options and solutions for our clients.
UNCLE Credit Union is a $625 million, full service financial institution. We’re known for our community involvement and for offering exceptional and friendly service. And unlike banks who must answer to their stockholders, we’re a not-for-profit cooperative organized by our members, for our members
OE Federal Credit Union is the Credit Union for dirty hands, muddy boots, and hard hat hair. We were founded in 1964 by union workers for union workers and their families.
We know what you're thinking. You hear the words ""Credit Union"" and think small or limited. But OE Federal is the largest labor based credit union in the country.
