USDA Loan Vs. FHA loan pro & con New-Haven, Macomb County, MI

In 2026, the USDA loan limit in New-Haven, within the county of Macomb, MI is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator today to contrast USDA and FHA rates. Identify the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in for your financial requirements.

Explore USDA and FHA Loan Options in New-Haven, MI

The objective at Lendersa® is to quickly and effortlessly secure the finest USDA or FHA loan for you. Choose from one of three ways to discover matching lenders that offer USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in MI

The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, commonly referred to as a USDA rural development loan. It is specifically available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.

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New-Haven Lenders
(586) 648-0021 Lender's profile and map Treeside Financial 17632 White Plains Drive, Macomb, MI, 48044 Lends in Michigan "We believe that getting a great rate on your home loan should be easy. One way we accomplish this is offering to educate our clients about the process up front, so they can avoid many of the common mistakes that occur with other mortgage brokers and lenders. We take a client first approach. Each client is extremely important to us,"
(586) 532-2000 Lender's profile and map Simple Home Lending 17901 Hall Rd, Macomb, MI, 48044 Lends in Michigan Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.
(833) 227-7596 Lender's profile and map Elementary Lending 45693 Hayes Road, Shelby Township, MI, 48315 Lends in Michigan Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.
(586) 585-4000 Lender's profile and map Zana Financial & Equity Group Inc 14121 Lakeside Boulevard North, Shelby Township, MI, 48315 Lends in Michigan We have built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers and also There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
(586) 247-5100 Lender's profile and map Assured Capital Funding Inc. 14203 Rick Dr, Utica, MI, 48315 Lends in Michigan Local mortgage broker located in Shelby Township, Michigan. Offering all types of mortgages. Conventional, FHA, VA, USDA/Rural Development. Second Mortgages and HELOCS. 0% Down Payment programs available for first-time home buyers. We are mortgage experts that find solutions to work with all types of credit profiles and borrowers'
(586) 466-7800 Lender's profile and map FreeStar Financial Credit Union 37570 S Gratiot Ave, Clinton Township, MI, 48036 Lends in Michigan FreeStar Financial Credit Union was originally established in 1957 at what is now the Selfridge Air National Guard Base as Selfridge Air Force Base Credit Union. In its early years, the Credit Union's field of membership consisted of military personnel and supplemental staff at Selfridge Air Force Base.
(586) 726-8478 Lender's profile and map Wall Street Lending 17000 17 Mile Road, Clinton Township, MI, 48038 Lends in Michigan Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems. As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
(586) 371-6104 Lender's profile and map Sock Mortgage LLC 42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038 Lends in Michigan John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
(586) 270-5070 Lender's profile and map BrightSide Lending LLC 42475 Garfield Rd, Clinton Township, MI, 48038 Lends in Michigan At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.