USDA Vs. FHA your options comparison in New-Haven, Macomb County, MI

In 2025, the USDA loan limit in New-Haven, within the county of Macomb, MI is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator today to contrast USDA and FHA rates. Identify the income, credit, reserves, and paperwork required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in for your financial requirements.

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2025 Loan Limits and Down Payment Requirements in New-Haven, Macomb County, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in New-Haven, MI

The objective at Lendersa® is to quickly and effortlessly secure the finest USDA or FHA loan for you. Choose from one of three ways to discover matching lenders that offer USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in MI

The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, commonly referred to as a USDA rural development loan. It is specifically available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Choice Mortgage
  • 40 Southeast 5th Street, Suite 502, Boca Raton, FL, 33432
  • Choice Mortgage is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise
  • Pro-Vision Team Funding Inc
  • 1515 N. Federal Highway, Suite 300-34, Boca Raton, FL, 33432
  • Our mission statement is simple. We want to help you to get to the next level. whether it be in your home or business. We have an uncompromising commitment to work as hard as possible on your behalf. We are willing and able to go beyond the call of duty to ensure you receive quality service.
  • Howard Grace Mortgage
  • 1515 North Federal Highway, Suite 300, Boca Raton, FL, 33432
  • Howard Grace and Associates is a Full Service Mortgage Brokerage Business specializing in a higher level of service. We are proud of the fact that our success has been the result of referrals from satisfied borrowers who have sent us their friends & family through the years. We take the time to listen to borrowers' needs and tailor each mortgage.
  • Mortgage Superstore LLC
  • 1 South Ocean Blvd, Suite 200, Boca Raton, FL, 33432
  • With 35+ years of excperience in the mortgage industry, You can rely on us to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve.
  • Express Mortgage Services Florida LLC
  • 484 Ne Wavecrest Ct, Boca Raton, FL, 33432
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Newfinity Group
  • 510 NE Wavecrest Way, Boca Raton, FL, 33432
  • At The Newfinity Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
  • Insource Funding
  • 433 Plaza Real, Ste 275, Boca Raton, FL, 33432
  • Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
  • Mortgage Makers USA, Inc.
  • 433 Plaza Real, Suite 275, Boca Raton, FL, 33432
  • Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.
  • Choice Mortgage
  • 40 SE 5th Street Suite 502, Boca Raton, FL, 33432
  • Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.
  • Loan Genius
  • 601 S Federal Hwy Suite 201, Boca Raton, FL, 33432
  • Loan Genius main office is located in Boca Raton, but we serve all of South Florida, including: Palm Beach County, Broward County, Miami-Dade County, and beyond. If you're looking for mortgage anywhere in Florida, we can help you find the perfect fit. We are experts in all aspects of mortgage lending.