USDA Vs. FHA your options comparison in Marquette, Marquette County, MI

In 2025, the USDA loan limit for Marquette, in Marquette county, MI, is $336,500, while for a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA prime rates. Ascertain the needed income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can contrast USDA, FHA, Conforming, and VA options side by side, helping you determine which program in suits your financial situation best.

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2025 Loan Limits and Downpayment Requirements in Marquette, Marquette, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Marquette, MI

Lendersa® is dedicated to securing the most advantageous USDA or FHA loan efficiently, free from complications. Choose from three starting paths, each leading to a match with lenders and well-suited USDA loan programs.

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What Defines a USDA Loan in MI?

A USDA home loan, assured by the Department of Agriculture, is also recognized as a USDA rural development loan or USDA mortgage, designed exclusively for rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment at all, offering a distinct benefit.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Monona Bank
  • 5515 Monona Drive, Madison, WI, 53716
  • We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.
  • Intandem Credit Union
  • 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
  • Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you. Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
  • US Lending Corporation
  • 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562
  • US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
  • One Community Bank
  • 8215 Greenway Blvd, Madison, WI, 53562
  • One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
  • Madison Credit Union
  • 949 E Washington Avenue, Madison, WI, 53703
  • Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
  • Union Federal Savings & Loan
  • 115 W Washington Ave, Madison, WI, 53703
  • Union Federal was once two different Associations with similar goals. Union Federal “Where People Are Important!” First Federal where customers were “First with us.” Both Associations have had long solid history before the boards of each Association found we could serve our customers best by coming together as one Association.
  • West Michigan Credit Union
  • 1319 Front Avenue NW, Grand Rapids, MI, 49504
  • Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.
  • Mercantile Bank
  • 310 Leonard St NW, Grand Rapids, MI, 49504
  • Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.