USDA Vs. FHA your options comparison in K.-I.-Sawyer, Marquette County, MI
For 2026, the USDA loan limit in K.-I.-Sawyer, within the county of Marquette, MI, is $285,000, and the FHA limit for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan calculator to evaluate the best USDA vs. FHA rates available today. By determining necessary income, credit, reserves, and documents, you can qualify efficiently. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, guiding you to the best option for your specific financial circumstances in .
Loan Limits and Downpayment Requirements in K.-I.-Sawyer, County of Marquette, MI for 2026
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in K.-I.-Sawyer, MI
The mission of Lendersa® is to swiftly and smoothly secure the ideal USDA or FHA loan for you. Initiate your journey by selecting one of three starting points that will connect you with compatible lenders and USDA loan offerings.
The USDA home loan is backed by the government through the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA mortgages necessitate no down payment.
TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.
Marquette Community Federal Credit Union´s history begins in 1952 at the Marquette Branch Prison. Local 684 of the Michigan Corrections Officers Association were granted a charter from the National Credit Union Administration to provide savings and loan services to the employees of the Marquette Branch Prison.
Range Bank was founded on June 13, 1887 when horses were the main form of transportation and gold was still a form of currency. As an independent community bank, Range Bank is locally owned and managed.
We will be the bank of choice in the communities we serve. We are accountable for our actions.
We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million.
Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union
Upper Peninsula State Bank was formed in 1902 for the purpose of providing banking services to the citizens of Delta and surrounding counties. From humble beginnings, our founders and their successors built one of the finest financial institutions in the Upper Peninsula. For 119 years we have made loans to start or expand local businesses.
Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.
Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
