USDA Vs. FHA Pro and Con comparison in K.-I.-Sawyer, Marquette County, MI

For 2026, the USDA loan limit in K.-I.-Sawyer, within the county of Marquette, MI, is $285,000, and the FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate the best USDA vs. FHA rates available today. By determining necessary income, credit, reserves, and documents, you can qualify efficiently. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, guiding you to the best option for your specific financial circumstances in .

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Loan Limits and Downpayment Requirements in K.-I.-Sawyer, County of Marquette, MI for 2026

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in K.-I.-Sawyer, MI

The mission of Lendersa® is to swiftly and smoothly secure the ideal USDA or FHA loan for you. Initiate your journey by selecting one of three starting points that will connect you with compatible lenders and USDA loan offerings.

Lendersa USDA loan application and matching results

Understanding USDA Loans in MI

The USDA home loan is backed by the government through the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. Different from FHA loans, which require at least a 3.5% down payment, USDA mortgages necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lenderment Inc
  • 1500 N Halsted St, Suite 200, Chicago, IL, 60642
  • Founder Dan Jasek started Lenderment with one simple idea: “to fit the mortgage to the buyer, not the buyer to the mortgage”. Most banks offer you one option, usually the same mortgage they push on everyone that makes them the most money. At Lenderment, we know no two situations are the same so we create the perfect loan for what you need.
  • United Home Loans, Inc
  • 1000 N. Milwaukee Avenue, Chicago, IL, 60642
  • "Our mortgage lenders not only average more than ten years in the mortgage industry, but also call Chicagoland home. We live where we lend, so we’re always a phone call or face-to-face chat away. Our knowledge of the local market, ability to offer custom loan solutions, and commitment to personal service."
  • Chicago Financial Services, Inc.
  • 1455 W. Hubbard St. Suite 200, Chicago, IL, 60642
  • Chicago Financial Services, Inc. founded in 1990 The company provides residential financial services to individuals and institutional projects it is recognized as one of the premier residential mortgage banks in Chicago and differentiates itself from other mortgage banks because of its boutique size. All aspects of the residential lending process.
  • Chicago Hard Money and Bridge Loans
  • 1520 N Damen, Suite D, Chicago, IL, 60622
  • Chicago Bridge Loan is a hard money lender offering loans throughout Chicago. They provide cash out hard money loans, rental property loans, short term fix and flip loans, hard money bridge loans, and commercial hard money loans. Their loan parameters are versatile, including loans with a maximum LTV of 60%, terms between 6 months and 18 months.
  • A & N MORTGAGE SERVICES, INC.
  • 1945 N. Elston Ave, Chicago, IL, 60642
  • A and N Mortgage Services, Inc.'s mission is to provide you with high quality programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.After receiving your information, A and N Mortgage Services, Inc. will be able to get a complete look at your financial situation to determine.
  • Community Resource Bank
  • 1605 Heritage Drive, Northfield, MN, 55057
  • Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
  • Twin City Lending
  • 101 East 5th Street, Suite 205, Northfield, MN, 55057
  • TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
  • CUSB Bank
  • 111 North Elm Street, Cresco, IA, 52136
  • Our bank is small enough to give you the personal attention you want, yet sophisticated enough to provide the wide range of products and services you or your business need. For years our staff has taken great pride in the personal, one-to-one attention that our size enables us to render to our valued customers