As of 2026, the USDA loan cap in Negaunee, Marquette County, MI, is $336,500. For a single-family home, the FHA maximum is $472,030.
With the Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which option is best for your financial needs in .
Loan Limits and Downpayment Requirements for 2026 in Negaunee, Marquette County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Negaunee, MI
The aim at Lendersa® is to secure you the best USDA or FHA loan quickly, without trouble. Start with one of three available options that guide you to matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan. It's intended only for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require none.
First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.
Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.
First Signature Mortgage, LLC supports Equal Housing Opportunity
The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you!
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