USDA VS FHA in Negaunee, Marquette County, MI

As of 2026, the USDA loan cap in Negaunee, Marquette County, MI, is $336,500. For a single-family home, the FHA maximum is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which option is best for your financial needs in .

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Loan Limits and Downpayment Requirements for 2026 in Negaunee, Marquette County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Negaunee, MI

The aim at Lendersa® is to secure you the best USDA or FHA loan quickly, without trouble. Start with one of three available options that guide you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in MI?

A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan. It's intended only for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Negaunee Lenders

  • TruNorth Federal Credit Union
  • 1419 N Second Street, Ishpeming, MI, 49849
  • Lends in Michigan
  • TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Embers Credit Union
  • 601 S McClellan Avenue, Marquette, MI, 49855
  • Lends in Michigan
  • We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.

  • Marquette Community Federal Credit Union
  • 1230 W Washington Street, Marquette, MI, 49855
  • Lends in Michigan
  • Marquette Community Federal Credit Union´s history begins in 1952 at the Marquette Branch Prison. Local 684 of the Michigan Corrections Officers Association were granted a charter from the National Credit Union Administration to provide savings and loan services to the employees of the Marquette Branch Prison.

  • Range Bank, National Association
  • 100 N. Front St., Marquette, MI, 49855
  • Lends in Michigan
  • Range Bank was founded on June 13, 1887 when horses were the main form of transportation and gold was still a form of currency. As an independent community bank, Range Bank is locally owned and managed.

    We will be the bank of choice in the communities we serve. We are accountable for our actions.

  • BARAGA COUNTY FEDERAL CREDIT UNION
  • 101 E Broad Street, Lanse, MI, 49946
  • Lends in Michigan
  • Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Peoples State Bank of Munising
  • 100 E. Superior St., Munising, MI, 49862
  • Lends in Michigan
  • On May 7, 1910, seven men met to approve the Articles of Incorporation of a new bank. “The Peoples State Bank of Munising, ” as it was named, was established for the purpose of a commercial and savings bank. The bank opened for business on Wednesday, June 15, 1910. Over time, five branches were opened: Au Train in 1991,

  • Baybank
  • 104 South Tenth Street, Gladstone, MI, 49837
  • Lends in Michigan
  • We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations

  • First Bank, MI
  • 1400 Delta Avenue, Gladstone, MI, 49837
  • Lends in Michigan
  • First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.

  • Northern Interstate Bank, National Association
  • 501 W. US Highway 2, Norway, MI, 49870
  • Lends in Michigan
  • Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.

    Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.