USDA Vs. FHA your options comparison in Negaunee, Marquette County, MI

As of 2025, the USDA loan cap in Negaunee, Marquette County, MI, is $336,500. For a single-family home, the FHA maximum is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which option is best for your financial needs in .

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Loan Limits and Downpayment Requirements for 2025 in Negaunee, Marquette County, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Negaunee, MI

The aim at Lendersa® is to secure you the best USDA or FHA loan quickly, without trouble. Start with one of three available options that guide you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in MI?

A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan. It's intended only for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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