USDA Vs. FHA your options comparison in Negaunee, Marquette County, MI
As of 2026, the USDA loan cap in Negaunee, Marquette County, MI, is $336,500. For a single-family home, the FHA maximum is $472,030.
With the Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you decide which option is best for your financial needs in .
Loan Limits and Downpayment Requirements for 2026 in Negaunee, Marquette County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Negaunee, MI
The aim at Lendersa® is to secure you the best USDA or FHA loan quickly, without trouble. Start with one of three available options that guide you to matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as a USDA rural development loan. It's intended only for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require none.
Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
New Albin Savings Bank is an independent community bank located in the far northeast corner of Iowa. Our trade area is defined as Allamakee County Iowa and Houston County Minnesota as well as neighboring counties in Iowa, Minnesota and Wisconsin. Individuals with ties to our trade area are also welcome customers
Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million
We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.
MAYEK MORTGAGE LLC offers the LOWEST available rate and cost combinations. We can save you up to one full discount point or 1% LOWER in fees when compared to our competitors. In other words, if your loan is $200, 000 we would offer a loan equal to the competition with up to $2000 LESS in closing costs.
Union Bank is a truly local, right-sized, and proudly independent bank with roots deep in West and Central Michigan's soil. For nearly a century we've worked alongside truly local and proudly independent West and Central Michigan businesses, the people who own them, and the people who work at them.
