For 2026, the USDA loan limit in Ishpeming, within Marquette county, MI, stands at $336,500, while the FHA ceiling for a single-family home is $472,030.
To compare today’s leading USDA and FHA rates, use Lendersa®'s USDA loan calculator. It helps you determine the income, credit, reserves, and documents required for eligibility. With our advanced mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to choose the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure the best USDA or FHA loan for you as swiftly and easily as possible. You have three approaches to connect with suitable lenders and programs.
A USDA loan, also known as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment, offering distinct benefits to eligible individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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