USDA and FHA Pro and Con in Ishpeming, Marquette County, MI

For 2025, the USDA loan limit in Ishpeming, within Marquette county, MI, stands at $336,500, while the FHA ceiling for a single-family home is $472,030.

To compare today’s leading USDA and FHA rates, use Lendersa®'s USDA loan calculator. It helps you determine the income, credit, reserves, and documents required for eligibility. With our advanced mortgage calculator, you can see side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you to choose the most suitable program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Ishpeming, Marquette, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Ishpeming, MI

The mission of Lendersa® is to secure the best USDA or FHA loan for you as swiftly and easily as possible. You have three approaches to connect with suitable lenders and programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA loan, also known as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment, offering distinct benefits to eligible individuals.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • WBRT Federal Credit Union was organized in 1958 and federally chartered in 1959 by the National Credit Union Administration (NCUA). When you join WBRT Federal Credit Union you become a member of an organization owned by its members. It is always easier and more pleasant to do business where you are a member and not just an account number.
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  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
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  • Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
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