USDA Vs. FHA Pro and Con comparison in South-Lyon, Oakland County, MI
In 2026, the USDA loan limit for South-Lyon in the county of Oakland, MI stands at $285,000. Meanwhile, an FHA loan for a single-family home is capped at $356,362.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates. This tool helps you identify the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, observe USDA, FHA, Conforming, and VA options side by side to determine which is most suitable for your financial setup in .
Understanding 2026 Loan Limits and Down Payment Needs in South-Lyon, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Possibilities in South-Lyon, MI
The primary aim of Lendersa® is to swiftly secure you the most advantageous USDA or FHA loan with minimal hassle. Select from three initial steps to connect with appropriate lenders and USDA loan opportunities.
A USDA home loan, guaranteed by the Department of Agriculture, is also termed a USDA rural development loan. It's available solely in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment, offering an accessible path to homeownership for qualifying applicants.
3700 Katella Avenue, Suite 206, Los Alamitos, CA, 90720
Investors Mortgage Provides competitive results for real estate Investors, Developers, and Owner-Occupants. For over 20 years Investors Mortgage has been arranging financing for Single Family, Apartments, Office, Retail and Mixed-use real estate. and also We offer conventional as well as Governmental type financing for both first time buyers.
"Detrick Mortgage Group is a California Mortgage Loan Originator with over 26
years experience in the industry, and has provided clients with over 1 Billion
Dollars in Funded Loans !! We offer both Residential and Commercial Loans
for your Purchase, Refinance, or Construction Loan needs."
11110 Los Alamitos Boulevard, Suite 201, Los Alamitos, CA, 90720
Cal-Estate Funder of the Ruth L Pineda mortgage industry for over 20 years. I started Cal-Estate Funding back in 1999 to help my family and friends find a place to call home, with affordable financing. I have seen the ups and downs of the market and understands the value of an honest Mortgage Broker.
10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.
Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists.
From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone
CashCo opened with money borrowed from credit cards and family in a double wide trailer with no running water on January 2, 1989. We thought we had a really cool idea for our business but found out getting it off the ground was not as easy as we imagined. We made some costly, near-fatal mistakes as we figured things out.
1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.
Get Assured Inc. is to guide you through the entire process of buying and selling, to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business.
Pacific Financial Mortgage Group, Inc. was founded in 1982 in Los Angeles, California. We are a nationwide direct lender serving customers in 31 states and ranked among the nation’s top lenders. Our success comes from blending the lowest possible rates and fees with great customer service.
