USDA Vs. FHA Pro and Con comparison in South-Lyon, Oakland County, MI
In 2025, the USDA loan limit for South-Lyon in the county of Oakland, MI stands at $285,000. Meanwhile, an FHA loan for a single-family home is capped at $356,362.
Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates. This tool helps you identify the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, observe USDA, FHA, Conforming, and VA options side by side to determine which is most suitable for your financial setup in .
Understanding 2025 Loan Limits and Down Payment Needs in South-Lyon, Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Possibilities in South-Lyon, MI
The primary aim of Lendersa® is to swiftly secure you the most advantageous USDA or FHA loan with minimal hassle. Select from three initial steps to connect with appropriate lenders and USDA loan opportunities.
A USDA home loan, guaranteed by the Department of Agriculture, is also termed a USDA rural development loan. It's available solely in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment, offering an accessible path to homeownership for qualifying applicants.
10151 SE Sunnyside Rd, Suite 220, Clackamas, OR, 97015
At Root Mortgage we love working with people. We have an expert team of individuals with the ultimate goal of serving our clients. We will work hard for you, your family, and your situation. That’s why we serve our clients by giving them the same advice we’d give to our family and friends.
10163 SE Sunnyside Rd, Suite 340, Clackamas, OR, 97015
Homebridge has a number of products custom-tailored to fit everyone’s individual needs. This sets us apart from our competitors. We are a local company with local employees that are willing to help make this process fast and hassle-free. We feel the home buying and mortgage process should be a fun
PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
7505 NE Ambassador Place, Suite A, Portland, OR, 97220
KaiPerm NW Credit Union serves the entire Kaiser Permanente Northwest Region family. The credit union is a not-for-profit financial cooperative. Our mission is to help members get ahead financially by improving their financial health and personal well-being. The credit union’s membership closely mirrors Kaiser Permanente.
11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220
Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.
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Founder of Synergy Financial Group Inc. Sheila is dedicated to ensuring her clients and business partners are well informed and aware of the details behind the crucial financial decisions they make on a regular basis. She works hard to serve her community and to make dreams come true!
At Oregon Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
