The USDA loan limit for 2026 in Fair-Plain, located in the county of Berrien, MI, is $285,000, contrasting with the FHA limit of $356,362 for single-family homes.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. This tool enables you to identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the ideal program in for your financial requirements.
2026 Loan Limits and Downpayment Specifications in Fair-Plain, Berrien, MI
Loan Category
Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Fair-Plain, MI
At Lendersa®, our objective is to efficiently secure you the optimum USDA or FHA loan, minimizing challenges. Choose from one of three beginning points to align with appropriate lenders and USDA loan packages.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture, intended solely for rural areas. Unlike an FHA loan requiring a minimum 3.5% down payment, USDA loans typically require no down payment.
PCF Wholesale is a cutting-edge Wholesale Mortgage Lender that is engineered to support Mortgage Brokers and their clients nationwide. PCF Wholesale is currently doing business in 35 states, with more on the way. Offering a wide array of loan products from Agency to Jumbo, you can count on us for any loan scenario.
"Since 1989, Capital Equity Inv, Inc has provided customized solutions for a variety of Commercial Mortgage Financing transactions.
We provide access to capital from $500, 000 to $500 million for your Commercial Real Estate Financing needs, and can tailor a loan that's right for you. Below are property types that we can provide financing"
Primco Mortgage is redefining the home loan experience. For us, the home loan experience is a client-focused journey. We know the importance of finding the right loan for every client and we accomplish this through one-on-one guidance. Our company succeeds on our ability to think differently.
Absolute Mortgage our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
1st Reliant Home Loans With visionary leadership, expertise in the financial services sector, and an entrepreneurial spirit, our 1st Reliant corporate team has over 30 years of experience in the mortgage industry. Passionate about helping our clients achieve their lifestyle and financial goals.
The Independent Funding Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
LoanRx A team of seasoned Loan Advisers who truly care for your needs. In 2018 Jenny Partnered up with Blaine Podkowa for Real Estate and Mortgage. Together, Jenny and Blaine Re Branded Vision Financial to LoanRx for Mortgage and built a Real estate team called "List". Jenny specializes in all aspects of Residential Real estate.
17291 Irvine Boulevard, Suite 460, Tustin, CA, 92780
At Consortium Equity we recognize that our performance is a direct reflection on the broker in the eyes of their borrower. By working quickly, efficiently, and honestly we assure all parties involved a seamless and successful funding. A happy borrower will return to the broker to Refinance and by pleasing our broker we will earn future business.
Buenaventura Inc. dba American Home Loan Center, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage.
17461 Irvine Boulevard, Suite S, Tustin, CA, 92780
OC Home providing clients with the highest quality financial services combined with the lowest rates available in your area. I will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan.
