USDA Vs. FHA Pro and Con comparison in Auburn-Hills, Oakland County, MI
For 2025, the USDA loan limit in Auburn-Hills, located in the county of Oakland, MI, is $285,000, while the FHA limit for a single-family home stands at $356,362.
Utilizing the Lendersa® USDA loan calculator allows you to compare today's competitive USDA versus FHA rates. This tool evaluates the required income, credit, reserves, and documentation to determine qualification. Our advanced mortgage calculator makes it possible to view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the ideal program in that suits your financial situation best.
2025 Loan Limits and Down Payment Needs in Auburn-Hills, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conforming Conventional
$548,250
3%
USDA and FHA Loan Options in Auburn-Hills, MI
Lendersa® is committed to helping you obtain the most advantageous USDA or FHA loans quickly and with reduced hassle. Begin with one of three paths that lead to matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage, designed specifically for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans do not mandate any down payment.
10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
10300 SW Greenburg Road - Suite 270, Portland, OR, 97223
Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223
ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
Eagle Community Credit Union is a member-owned, not-for-profit cooperative. For over 80 years, we’ve held a commitment to service excellence and member satisfaction. It’s who we are. It’s in our DNA. We have a rich history. We began as Orange County Postal Credit Union in 1937, and for many years we exclusively helped postal
26741 Portola Parkway, Suite E, Foothill Ranch, CA, 92610
"First Phase Financial Inc we only represent lenders who provide our clients the most competitive pricing in the market we also team with escrow-title companies that provide our clients the most competitive pricing in the market
FIRST PHASE Financial Inc. different, unique is:
our 1-on-1 Boutique Service"
At Prime Broker Loans LLC. We are a full-service mortgage company based in Yorba Linda, CA. We specialize in FHA and Jumbo Home Loans in Yorba Linda. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 92886, we can help you realize your dream of homeownership
We provide our home buying clients with local expertise to help them find the ideal home and neighborhood to suit their lifestyle. We represent new home developers who specialize in building luxury homes in prime residential neighborhoods. Each home is crafted to offer the best in contemporary design and amenities.
American Commerce Mortgage has been providing clients in California with mortgage financing solutions since 1986. Our excellent reputation as a trusted mortgage professional has been built on our ability to provide fast financing solutions for borrowers. Our integrity and dedication to customer service.
4676 Lakeview Ave, Suite 204, Yorba Linda, CA, 92886
The Brokerage, We are home loan experts dedicated to making sure your home purchase or refinance experience is uniquly customized to meet or exceed your needs and goals. We've been helping customers afford the home of their dreams for over 18 years and love what we do. There are a number of different types of home loans available to you
18431 Yorba Linda Boulevard, Suite 3, Yorba Linda, CA, 92886
Professional Financial Mortgage, it is our mission to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
18431 Yorba Linda Boulevard, Yorba Linda, CA, 92886
Citizens Direct was founded in May 2008 during a time when many other mortgage companies were radically down-sizing or even closing. We saw the need to assist homeowners when no one else seemed interested in helping. This usual lending environment and the obvious need from customers to get help was the inspiration for our name, Citizens Direct
Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
