USDA and FHA Pro and Con in Paw-Paw-Lake, Berrien County, MI
For 2025, the USDA loan limit in Paw-Paw-Lake, within the county of Berrien, MI, is $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator today to compare the best available USDA versus FHA rates. Assess the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you in selecting the most suitable program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Paw-Paw-Lake, County of Berrien, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Paw-Paw-Lake, MI
Lendersa® aims to provide you with the best possible USDA or FHA loan efficiently and with minimal hassle. Begin with one of three pathways connected to matching lenders and USDA loan programs.
USDA home loans, supported by the Department of Agriculture, are referred to as USDA rural development loans or USDA mortgages, designed exclusively for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Dominion Bank was founded on the premise that a superior team of seasoned bankers can out-perform the competition. CEO Thomas J. Mastor, CFO R. Michael Russell, Dallas President Stephanie Velasquez, along with their proven team of bankers, formed Dominion Bank with an initial capitalization of over $50 million raised from local investors.
Megan Dodson a residential mortgage loan originator who has helped hundreds of buyers like you identify the best long-term value for their loan. Megan aligned with a number of wholesale lenders & underwriters to help you get that special low rate. But beyond that, I work hard for you & dig in to find that special program another mortgage lender.
Certified Funding, L.P. is a pioneer in second lien lending. Since 1985
we have provided purchase money second liens, equity liens and home
improvement loans for Mortgage Brokers and Mortgage Bankers. As an
independently owned and operated business, we are constantly
striving to provide innovative programs and competitive products.
IKON Mortgage is founded with passion and the heart of serving. We strive to keep the mortgage experience simple, efficient, and enjoyable for our clients. IKON Mortgage is here to serve you whether you are looking for the best rates in town with a quick and easy closing, or searching for a trustworthy and experienced mortgage loan officer to guide
PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.
Jacksonville Firemen’s Credit Union was established in 1933 to serve our members financial needs. The credit union is a not-for-profit financial cooperative that encourages thrift and provides credit at competitive rates. The credit union is owned and operated by its members. Each member has an equal vote regardless of account balance.
9555 Antioch Road, Suite A, Baton Rouge, LA, 70817
Formed in 1934 by seven employees of Louisiana State University, Campus Federal now serves over 59, 000 individuals and business members. The common bond between Campus Federal and LSU remains strong, along with the strong relationships we've developed with our additional select employee groups and business members.
Baton Rouge Telco Federal Credit Union knows life is full of opportunities to say yes. Wherever you are on your financial journey, we hope we can say yes to help you get there. We’re confident our competitive rates and friendly team members will make it easy.So get to know Telco. Because we’re always looking for more ways to say yes!