USDA and FHA Pro and Con in Paw-Paw-Lake, Berrien County, MI

For 2025, the USDA loan limit in Paw-Paw-Lake, within the county of Berrien, MI, is $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator today to compare the best available USDA versus FHA rates. Assess the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you in selecting the most suitable program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Paw-Paw-Lake, County of Berrien, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Paw-Paw-Lake, MI

Lendersa® aims to provide you with the best possible USDA or FHA loan efficiently and with minimal hassle. Begin with one of three pathways connected to matching lenders and USDA loan programs.

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What is a USDA Loan in MI?

USDA home loans, supported by the Department of Agriculture, are referred to as USDA rural development loans or USDA mortgages, designed exclusively for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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