USDA Vs. FHA your options comparison in Benton-Harbor, Berrien County, MI
In the year 2025, the USDA loan limit in Benton-Harbor, within Berrien county, MI, stands at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program in for your financial requirements.
Understanding 2025 Loan Limits and Downpayment Requirements in Benton-Harbor, Berrien, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Benton-Harbor, MI
The goal of Lendersa® is to ensure you obtain the best possible USDA or FHA loan quickly and with ease. Choose from three starting points that will connect you to matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the United States Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designated mainly for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires no down payment.
Low rates are a given. That’s why we’re Low Rate Mortgage. But it’s about so much more than low rates. It’s about your financial strength and future.
Your mortgage is much more than just the lowest rate. It’s a financial tool and asset that can enhance the quality and strength of your financial picture for years to come.
Bridget Morgan As a Mortgage Loan Officer, my team and I love helping our clients achieve their financial goals. Bridget received my degree in Accounting and I was born and raised in Las Vegas. I’ve lived in Utah for the last 11 years and I love being outdoors skiing, wakeboarding, or hiking. I’m a wife and mother of four beautiful girls.
"The Clawson Group is a Commercial Mortgage Lender specializing in financing income producing commercial real estate since 1979.
The Company serves its clients on a national basis focusing on the Intermountain West. The Clawson Group’s principle office is located in Salt Lake City, Utah with an additional office located in Boise, Idaho."
12884 South Frontrunner Blvd, Suite 140, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
13894 S Bangerter Pkwy, Suite 200, Draper, UT, 84020
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At LendRight Mortgage! My name is Rodney Rex, the owner and principal lending manager. I won’t bore you with facts about my 17-year history in this business. We are based in Draper, UT. We have shifted our workforce completely to remote work. If you need to send any physical mail correspondence, broker checks, etc.
"Preferred Processing Over seven years mortgage processing experience
· Strong relationship with title companies, appraisers and lending institutions
· Completed Leslie Peterson's Mortgage Educator classes as well as Desktop Originator/Loan Prospector training seminars
· Software - Calyx Point for Windows"
Castle Rock Financial, Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation. Let me simplify the process so you close fast. DM to learn more
