USDA Vs. FHA your options comparison in Benton-Harbor, Berrien County, MI
In the year 2025, the USDA loan limit in Benton-Harbor, within Berrien county, MI, stands at $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program in for your financial requirements.
Understanding 2025 Loan Limits and Downpayment Requirements in Benton-Harbor, Berrien, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Benton-Harbor, MI
The goal of Lendersa® is to ensure you obtain the best possible USDA or FHA loan quickly and with ease. Choose from three starting points that will connect you to matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the United States Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designated mainly for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires no down payment.
Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).
255 Washington Street, Suite 300, Newton, MA, 02458
The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.
661 Washington Street, Suite 209, Norwood, MA, 02062
Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.
Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.
Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals
