For 2026, in Plymouth, county of Wayne, MI, the USDA loan cap is $336,500, whereas the FHA limit for a single-family house is $472,030.
Use Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates, determining what's necessary for income, credit, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your financial situation.
2026 Loan Limits and Downpayment Requirements for Plymouth, Wayne, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Plymouth, MI
Lendersa® is committed to helping you find the best USDA or FHA loan swiftly and with minimal hassle. Choose from three starting points that connect you to lenders and USDA loan options.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also referred to as a USDA rural development loan. It is specifically available in rural areas and does not necessitate any down payment, unlike FHA loans, which require at least 3.5% down.
Unlock new opportunities with N2Funding & Investments LLC, spearheaded by David Nelson. Committed to driving your financial success with tailored funding solutions that meet your unique needs. We are a nationwide Funding Brokerage Specializing in assisting qualified borrowers in obtaining Unsecured Cash Loans for any purpose. • Real Estate (Ga
Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Marc Nocera founded Home Smart Mortgage on the premise of offering competitive rates I was not able to offer through the branch correspondent models that have more padding in the rates." Marc Nocera has been in the real estate business for over 15 years. He started his career in real estate in mid 1990′s in West Bloomfield, Michigan.
Community Financial Credit Union is a not-for-profit, full-service financial institution headquartered in Plymouth, MI, with 13 branches in southeast and northern Michigan. For 70 years, Community Financial has been committed to giving back to the communities it serves.Membership is also available for businesses and other legal entities.
Next Bridge Funding was founded to meet the needs of underserved traditional bank customers. We provide fast, short term, Real Estate Financing on Commercial Real Estate in the Midwest. We pride ourselves on working at the speed of our customers. The Real Estate Market moves fast and so do we.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
5820 N. Canton Center, Suite 125, Canton, MI, 48187
Lends in Michigan
Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
