FHA Vs. USDA loan program for Plymouth, Wayne County, Michigan

In 2025, USDA loan limit in Plymouth, county of Wayne, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Plymouth, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(765) 705-4197 Lender's profile and map Reviews ALL THINGS MORTGAGE 805 S Black St, Alexandria, IN, 46001 We take full responsibility to find effective mortgage solutions and reasonably priced homes available to homebuyers and homeowners. How do we do this? We connect our clients with the best lenders you can find all over the country. We benefit from our vast network of connections, so we can provide borrowers access.
(740) 454-4603 Lender's profile and map Reviews Genesis Employees Credit Union 860 Bethesda Drive, Zanesville, OH, 43701 Genesis Employees Credit Union has been open since 1973. The credit union has assets totaling $18.98 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(740) 454-8876 Lender's profile and map Reviews Concorde Mortgage 536 Main Street, Zanesville, OH, 43701 Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
(574) 753-3547 Lender's profile and map Reviews Diversified General Federal Credit Union 631 E Broadway, Logansport, IN, 46947 Diversified General Federal Credit Union was started in As a member-owned financial institution, we exist solely to improve the financial well-being of the members. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts, lower interest on loans, or new and improved services.
(800) 472-3272 Lender's profile and map Reviews Logansport Savings Bank 723 East Broadway, Logansport, IN, 46947 Logansport Savings Bank has been dedicated to serving the needs of our communities since 1925. We are committed to the growth and development of our customers, communities, employees, and shareholders as a proudly independent, profitable, and locally operated financial institution.
(800) 762-9555 Lender's profile and map Reviews Universal 1 Credit Union 1 River Park Dr, Dayton, OH, 45409 Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.
(231) 723-3400 Lender's profile and map Reviews Filer Credit Union 1117 28th Street, Manistee, MI, 49660 Filer Credit Union first opened its doors in 1951 in an office at the American Box Board Company (currently PCA). The credit union has long since moved out of the plant, but we will never forget our roots or the men and women who first introduced the credit union movement to our area. Interestingly enough
(765) 236-0600 Lender's profile and map Reviews Community First Bank of Indiana 201 West Sycamore Street, Kokomo, IN, 46901 Providing exceptional financial products and outstanding customer service is our commitment! As a locally owned & operated bank, at Community First Bank of Indiana we view our client as much more than an account, it’s a know-you-by-name relationship.Our team of expert bankers in central Indiana are here to help with all of your checking and saving.
(765) 854-3067 Lender's profile and map Reviews Indiana Heartland FCU 402 S Berkley Road, Kokomo, IN, 46901 Indiana Heartland Federal Credit Union has been serving the financial needs of hard working people since opening for business in 1932. Indiana Heartland FCU is a full service financial institution, but with the credit union difference of better rates on products and services and a customer-centric focus
(765) 450-8933 Lender's profile and map Reviews indiana 203k mortgage 202 N Main Street, Kokomo, IN, 46901 At Leader One Financial, we help people with their home financing every day. If you are thinking about buying or refinancing a home in Indiana then you’ve found the right place! Feel free to browse around our website and if you’re ready you can apply with our secure loan application and we’ll give you a call to review your home financing options.
(219) 926-2136 Lender's profile and map Reviews First State Bank of Porter 230 Lincoln Street, Porter, IN, 46304 Porter Bank offers a wide variety of services designed to meet all of our customer’s needs. Our Online Banking product is a secure way to see your account balances and transactions without having to leave home. If you are away from home and want to check your banking information, our Mobile Banking product is the thing for you.
(219) 728-2059 Lender's profile and map Reviews THE MORTGAGE EXCHANGE LLC 711 Plaza Dr., Chesterton, IN, 46304 At The Mortgage Exchange LLC, our goal is to be your lender for life. As one of Northwest Indiana’s premier home loan lenders, we understand that one of the largest purchases someone will make in their life will be their home. We strive to make that process as personal as possible. We understand that every buyer is different,