For 2026, the USDA loan limit in Ypsilanti, in Washtenaw county of MI, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to assess today's USDA versus FHA best rates, determining the income, credit, reserves, and documentation needed to qualify. With the advanced mortgage calculator, USDA, FHA, Conforming, and VA loans can be compared side by side, guiding you in selecting the most appropriate program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
The objective of Lendersa® is to ensure you obtain the most suitable USDA or FHA loans swiftly and effortlessly. Start by choosing one of three pathways to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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