USDA Loan Vs. FHA loan for Ypsilanti, MI 2025

For 2025, the USDA loan limit in Ypsilanti, in Washtenaw county of MI, is $336,500, whereas the FHA cap for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to assess today's USDA versus FHA best rates, determining the income, credit, reserves, and documentation needed to qualify. With the advanced mortgage calculator, USDA, FHA, Conforming, and VA loans can be compared side by side, guiding you in selecting the most appropriate program in for your financial circumstances.

USDA and FHA Loan Alternatives in Ypsilanti, MI

The objective of Lendersa® is to ensure you obtain the most suitable USDA or FHA loans swiftly and effortlessly. Start by choosing one of three pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MI?

The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. In contrast to FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

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(229) 995-4461 Lender's profile and map Reviews Georgia Community Bank 250 E Lee St., Dawson, GA, 39842 Although our multiple branches only began doing business under the name of Georgia Community Bank in 2019, our roots run all the way back to September 8, 1922, when Citizens State Bank opened for business on Winston Street in downtown Reynolds, Georgia. Over the past nine decades,
(229) 995-2141 Lender's profile and map Reviews Bank of Dawson 209 North Main Street, Dawson, GA, 39842 Established in 1911, the Bank of Dawson is a locally owned and managed community bank. Account categories include banclub one, banclub three, regular, special, commercial, public funds, United States government, now commercial, now personal and super now personal and commercial. Facilities also include savings accounts, Christmas club
(479) 963-2121 Lender's profile and map Reviews The First National Bank at Paris 11 E Main St, Paris, AR, 72855 The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
(402) 629-4251 Lender's profile and map Reviews Farmers and Merchants Bank 501 Main St, Milligan, NE, 68406 The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded. The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
(605) 589-3313 Lender's profile and map Reviews Security State Bank PO Box 9, Tyndall, SD, 57066 Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
(334) 566-4000 Lender's profile and map Reviews Troy Bank & Trust 1000 Hwy 231 South, Troy, AL, 36081 Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
(701) 428-3121 Lender's profile and map Reviews Kindred State Bank 411 Elm Street, Kindred, ND, 58051 Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
(207) 594-8465 Lender's profile and map Reviews Rockland Savings Bank 582 Main Street, Rockland, ME, 04572 Rockland Savings Bank creates unmatched customer loyalty, builds lasting relationships and embraces innovation to meet our customers financial goals all while professionally delivering friendly, personal service. We believe the strength of our community comes from the strength of its members.
(402) 363-7411 Lender's profile and map Reviews Cornerstone Bank (York, NE) 529 Lincoln Avenue, York, NE, 68467 Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
(229) 423-4321 Lender's profile and map Reviews Community Banking Company of Fitzgerald 102 West Roanoke Drive, Fitzgerald, GA, 31750 Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
(229) 426-6000 Lender's profile and map Reviews Colony Bank 115 S Grant St, Fitzgerald, GA, 31750 Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
(912) 819-2411 Lender's profile and map Reviews Mercy Federal Credit Union 11705 Mercy Blvd, Savannah, GA, 31419 Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members. To provide personal, professional service while offering a variety of products