USDA Vs. FHA your options comparison in Ypsilanti, Washtenaw County, MI

In 2025, USDA loan limit in Ypsilanti, county of Washtenaw, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Ypsilanti, county of Washtenaw, MI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ypsilanti, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
  • Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.
  • Residential Mortgage Solution LLC
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  • Vault Mortgage Group
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  • Crescent Lenders
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  • Founded in 2010, Crescent Lenders is a direct private money lender for real estate investors looking to buy, rehab or refinance various types of investment properties.We have closed hundreds of deals with a transactional sum of over $120 million.We are committed to being the fastest, most flexible, and reliable company in our industry.
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  • Pac Shores Mortgage Inc
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  • "Welcome to our one stop mortgage shop that specializes in helping you attain your Real Estate financing goals. We offer a range of mortgage options to suit your individual needs. Since 1986, we have helped thousands of satisfied Californian residents qualify for, purchase, refinance, and/or sell all types of Real property.
  • Effective Mortgage Company
  • 8535 Reseda Blvd, Suite 100, Northridge, CA, 91324
  • We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.
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  • Universal Home Loans
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  • Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
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  • Fox Federal Credit Union has safely and soundly served its membership for over 85 years and has grown to become a full-service financial institution whose mission is to assist members in managing their financial resources by providing competitive, affordable financial products and services.