For 2025, the USDA loan limit for Bridgeport, located in Saginaw, MI, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's ideal USDA vs. FHA rates, identifying needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, helping you decide which program in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure the best USDA or FHA loan quickly and without hassle. Select from one of three starting paths to link with matching lenders offering suitable USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, offered solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, presenting a substantial advantage.
Enter your location to find out if it qualifies for USDA rural housing loan?
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Bridge Loan Guides
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