USDA Vs. FHA Pro and Con comparison in Saginaw, Saginaw County, MI
During the year 2025, the USDA loan limit within Saginaw, Saginaw county, located in MI, amounts to $336,500. Meanwhile, the FHA loan, suitable for a single-family home, is capped at $472,030.
Take advantage of the Lendersa® USDA loan calculator to effectively analyze today's leading USDA vs. FHA rates, determining essential income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lays out the USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program that suits your specific financial scenario in .
2025 Loan Limits and Down Payment Obligations in Saginaw, Saginaw, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Saginaw, MI
The ambition of Lendersa® is to facilitate your acquisition of the finest USDA or FHA loans expeditiously, without hassle. Choose among three initial steps, which lead you to connect with matching lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Unlike the FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment at all, making them an appealing choice for eligible applicants in these specified regions.
450 N. Brand Blvd., Suite 600, Glendale, CA, 91203
Carlo Honanian is the Broker and President of Silver Spoon Investments. Carlo started off his career as a Vice President with Chase Bank in the early 1990s with extensive experience in residential and commercial loans, banking, compliance, human resources, sales, clients services,and branch management.
POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department.
In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
2305 Historic Decatur, Suite 100, San Diego, CA, 92106
Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry
Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying
17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
With over 16 years of experience CYNTHIA SOTO have seen all the ups an down of the market and every situation imaginable. We take that experience to offer personalized solutions for your individual needs. Cynthia Soto Helping People Achieve Their Dreams Fur Mom and Animal Lover Entrepreneur.
ABS Realty Group It's my pleasure to welcome you to my website, where you can use a variety of resources to learn about our community, find available properties, and learn more about the real estate process. I bring a high level of expertise to the table as an experienced professional. It’s exciting that you're here.
17316 Edwards Road, Suite 250, Cerritos, CA, 90703
Our goal is to improve your business's performance and provide training for a successful business strategy. We strive to help business owners develop a solid foundation and business strategy so they can be successful. We will work to improve sales, productivity, organization, company culture, and employee relations.
Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
When you work with Equibox Mortgage, you’ll be treated more like a partner instead of a client. That’s because we know you could probably use an expert in your corner. Buying a home doesn’t have to be a confusing and intimidating process. We’re here to answer any questions you have about the entire home buying process.
