USDA Vs. FHA Pro and Con comparison in Saginaw, Saginaw County, MI
During the year 2026, the USDA loan limit within Saginaw, Saginaw county, located in MI, amounts to $336,500. Meanwhile, the FHA loan, suitable for a single-family home, is capped at $472,030.
Take advantage of the Lendersa® USDA loan calculator to effectively analyze today's leading USDA vs. FHA rates, determining essential income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lays out the USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program that suits your specific financial scenario in .
2026 Loan Limits and Down Payment Obligations in Saginaw, Saginaw, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Saginaw, MI
The ambition of Lendersa® is to facilitate your acquisition of the finest USDA or FHA loans expeditiously, without hassle. Choose among three initial steps, which lead you to connect with matching lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Unlike the FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment at all, making them an appealing choice for eligible applicants in these specified regions.
100 Bush Street, Suite 1500, San Francisco, CA, 94104
"Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans.
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Your Townsend Commercial Lending Team has a combined experience of over 100 years in the industry. As part of the APMC Family we take great pride in closing over $20 billion in loan production yearly and being ranked as one of the Top 15 Mortgage Companies in America (by Mortgage Executive Magazine).
851 Irwin Street, Suite 100, San Rafael, CA 94901, San Rafael, CA, 94901
Private Money Loans - Bridge - Cross Collateral - Fix & Flip - Land Loans - Foreign Nationals - No Income. We are local and specialize in providing fast and creative financing options for residential properties all over the Bay Area, whether you want to;
Acquire a new home before selling your existing property.
Tap into the equity of your existi
1299 Fourth Street, Ste 505B, San Rafael, CA, 94901
Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L
First Federal Savings & Loan of San Rafael is dedicated to providing exemplary financial services and a deep commitment to our community. Since 1963, our team of experts have been focused on offering personal checking accounts, savings, business accounts, business checking, mortgages, and online
55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
"SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING.
From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."
1108 Fifth Avenue, Suite 202, San Rafael, CA, 94901
Capital Alliance and its affiliates are mortgage bankers and real estate asset managers headquartered in San Rafael, California. We enable borrowers or their brokers access to an array of residential loan products with special expertise in providing non-QM, bridge, renovation and short/long term financing for all of these property types.
