USDA and FHA Pro and Con in Buena-Vista, Saginaw County, MI
In 2025, the USDA loan limit for Buena-Vista, located in the county of Saginaw, MI, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best rates today for USDA versus FHA loans and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help decide which program in best suits your financial needs.
Review of 2025 Loan Limits and Downpayment Requirements in Buena-Vista, Saginaw, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Buena-Vista, MI
The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans need no down payment.
23150 North Pima Road, Suite 1A, Scottsdale, AZ, 85255
"At Forthright Funding, we don’t measure ourselves on how many loans we close. We measure ourselves based on the values that created this company – integrity, respect, and service.
With these values as our North Star, Forthright Funding has built a proud family of colleagues setting the standard of trustworthiness to help facilitate"
17470 N Pacesetter Way, Suite 124, Scottsdale, AZ, 85255
Blake Mortgage embraces the core values set forth by the company’s founder, Harry Blake Panosian, and approaches every client and transaction with high standards of professionalism, loyalty, and integrity. We work diligently with our clients and value constant communication with the client as well as their realtor.
8700 E Vista Bonita Dr, Suite 260, Scottsdale, AZ, 85255
"Crest Mortgage, Inc. NMLS 1712689 Residential Mortgage Lending, First Time Home Buyers, Reverse Mortgages, Conventional Loans, Jumbo Loans, ARM, Fixed Rate, 40 Year Mortgage, VA, FHA
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them"
Prescott Federal Credit Union is a financial cooperative serving its members with a complete line of financial products and services. Prescott Federal was founded on November 19, 1937 to serve the employees of the Veterans Administration Medical Center under the name of Prescott U.S. Employees Federal Credit Union.
Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way
38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.
10643 N Frank Lloyd Wright Blvd, Suite 103, Scottsdale, AZ, 85259
Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
