USDA and FHA Pro and Con in Buena-Vista, Saginaw County, MI
In 2026, the USDA loan limit for Buena-Vista, located in the county of Saginaw, MI, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best rates today for USDA versus FHA loans and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help decide which program in best suits your financial needs.
Review of 2026 Loan Limits and Downpayment Requirements in Buena-Vista, Saginaw, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Buena-Vista, MI
The mission of Lendersa® is to swiftly secure the best possible USDA or FHA loan for you without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans need no down payment.
133 West Main St, Suite 155A, Northville, MI, 48167
Mortgage help from LPM is built for you. Personalized interest rates, monthly payments and term options that are built for you. Our team understands that everyone's needs are unique, we take this into account when helping you choose the right loan. If you want personalized loan financing services from industry experts contact us today.
Fidelity Funding Co., Inc. is a residential mortgage company based in Farmington Hills, Michigan. At Fidelity Funding Co., Inc. we strive to provide a stress-free and simple process to an otherwise complex and confusion mortgage process We will work with you and educate you on the vast amount of programs and help you decide which best suits.
We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
100 west big beaver rd, Suite 200, Troy, MI, 48084
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.
1700 West Big Beaver Road, Suite 350, Troy, MI, 48084
At Core Direct Mortgage, we believe in finding a solution for all applicants. If you are having trouble getting approved for a home loan, please contact us today at 720-508-0621. We are here to help. We offer a wide variety of loan programs to fit our clients' needs in today's real estate market.
Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance
