USDA Vs. FHA Pro and Con comparison in Three-Rivers, St. Joseph County, MI
In 2025, the USDA loan limit for Three-Rivers in St. Joseph county, MI, is set at $285,000. For a single-family home, the FHA limit is $356,362.
With Lendersa®'s USDA loan calculator, you can compare today's best USDA vs. FHA rates. Determine income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA options, helping you choose the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Three-Rivers, St. Joseph, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Three-Rivers, MI
Lendersa®'s priority is to secure you the best USDA or FHA loan quickly and without hassle. Choose from three starting paths that align you with lenders and USDA programs.
A USDA home loan, often referred to as a USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture and is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, offering a distinct advantage for qualified borrowers.
Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
610 1/2 West Horatio Street, Suite 5, Tampa, FL, 33606
Florida Home Loan Professionals, Inc is an independent, full service mortgage broker specializing in purchase loans, refinancing and creative lending solutions. We are recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over twenty lenders
2023 West Platt Street, Suite 106, Tampa, FL, 33606
We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.
Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.
Pioneer Mortgage Funding Inc., we are looking for driven and independent-minded mortgage originators to join our team. Our loan officers lead the industry in integrity and professionalism, which has allowed us to build lifelong relationships in our community. Building a team that cares about their clients.
