USDA Vs. FHA Pro and Con comparison in Walker, Kent County, MI

As of 2025, the USDA loan cap in Walker, county of Kent, MI, is $336,500, whereas the cap for an FHA loan for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can evaluate and contrast today's top USDA and FHA rates, allowing you to determine the income, credit, reserves, and documentation needed to qualify. Our advanced calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Walker, County of Kent, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Options in Walker, MI

The mission of Lendersa® is to efficiently provide you with the finest USDA or FHA loans without hassle. Begin with one of three pathways to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MI

A USDA home loan is guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which have a 3.5% down payment requirement, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Florida Choice Mortgage Corp
  • 2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
  • At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.
  • United Capital Point
  • 180 E Dania Beach Blvd, Suite 107, Dania, FL, 33004
  • United Capital Point was founded by a group of professionals with more than 15 years of combined experience in the areas of Commercial Real Estate Lending and Business Working Capital Loan Funding. There’s a lot to consider when searching for the right loan program for your immediate investment.
  • Executive Mortgage Group of Florida LLC
  • 34 S Federal Hwy, Suite A, Dania Beach, FL, 33004
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
  • Grand Junction Federal Credit Union
  • 633 24 Road, Grand Junction, CO, 81505
  • GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit & travel cards, gift cards, money orders, low interest loans.
  • SUN Credit Union
  • 701 Promenade Dr, Pembroke Pines, FL, 33026
  • SUN Credit Union has been a vibrant part of the South Florida community since 1946. Originally chartered by City of Hollywood employees, our membership has grown to include real estate professionals in Dade and Broward counties, Miami Shores Village employees, and Chamber of Commerce business members (including their employees
  • Transparent Mortgage Lending Inc
  • 10338 Santiago Street, Cooper City, FL, 33026
  • "Transparent Mortgage Lending was established to help people get the homes that they want. With our expertise, we provide more options and lending opportunities to the people of Florida. We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."
  • Falloon Mortgage Funding Corp
  • 701 Promenade Drive, Suite 201, Pembroke Pines, FL, 33026
  • We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!
  • Home Loan State Bank
  • 205 N. 4th Street, Grand Junction, CO, 81501
  • Home Loan’s mission is to be the preeminent financial services company in Western Colorado. Our vision involves continuously evolving and growing our institution by adding new services and products, recruiting and retaining the best bankers, lenders and service staff, all the while merging cutting edge technology with traditional values.
  • Western Rockies Federal Credit Union
  • 2302 North Avenue, Grand Junction, CO, 81501
  • As a financial cooperative, the best interests of our members and community have always been at the forefront of our business. From our humble beginnings, Western Rockies has become one of the largest local financial institutions serving Colorado’s Western Slope. Today, Western Rockies FCU has 13,600 members and locations in Grand Junction, Rifle.
  • Rio Grande Federal Credit Union
  • 760 Rood Avenue, Grand Junction, CO, 81501
  • Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.