USDA Vs. FHA Pro and Con comparison in Walker, Kent County, MI

As of 2026, the USDA loan cap in Walker, county of Kent, MI, is $336,500, whereas the cap for an FHA loan for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can evaluate and contrast today's top USDA and FHA rates, allowing you to determine the income, credit, reserves, and documentation needed to qualify. Our advanced calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Walker, County of Kent, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Options in Walker, MI

The mission of Lendersa® is to efficiently provide you with the finest USDA or FHA loans without hassle. Begin with one of three pathways to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in MI

A USDA home loan is guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which have a 3.5% down payment requirement, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Pacific Equity and Loan was built on the belief in the clients’ potential to succeed. With flexible terms, fees and competitive rates, the client is always put first. We are flexible in areas where other lenders aren’t. At Pacific Equity & Loan, we understand that each investor is unique and we work hard to structure a loan to fit your needs.
  • All Tech Mortgage Inc.
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  • All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.
  • Pacific Equity and Loan
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  • Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
  • Valley Oak Credit Union
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  • Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.
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  • Spot ON Lending, Inc.
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  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages & best of all quality service & individual attention. We are a full-service mortgage company. We offer a wide range of Refinance options, designed to best meet the needs of local borrowers.
  • Arrowhead Mortgage
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  • Celer Mortgage Incorporated
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  • Dunn Premier Inc
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  • We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care