USDA and FHA Pro and Con in East-Grand-Rapids, Kent County, MI

In 2025, the USDA loan limit for East-Grand-Rapids, Kent county, MI, is $285,000. The FHA limit for a single-family home is $356,362.

Lendersa® offers a USDA loan calculator to assess today's best USDA vs. FHA rates, helping you determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to find the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in East-Grand-Rapids, Kent, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in East-Grand-Rapids, MI

The aim of Lendersa® is to provide the most suitable USDA or FHA loans quickly, without hassle. Choose one of three methods that align you with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MI

A USDA home loan, also termed as a USDA rural development loan or mortgage, is government-backed by the Department of Agriculture and is isolated to rural regions. Differing from FHA loans, which mandate a 3.5% minimum down payment, USDA loans require none, offering substantial advantages to qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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