USDA VS FHA in Northview, Kent County, MI

As of 2025, in the county of Kent, MI, the USDA loan ceiling set for Northview is $336,500, whereas for a single-family house under the FHA, it's capped at $472,030.

With Lendersa®'s USDA loan calculator, you can evaluate today’s USDA and FHA rates, understanding requirements like income, credit scores, reserves, and necessary documentation for eligibility. Our tool allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans in , helping you choose the most suitable option for your financial circumstances.

Explore loan propositions from a network of 100 lenders

2025 Loan Limits and Downpayment Details in Northview, Kent, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Alternatives for USDA and FHA Loans in Northview, MI

The aim of Lendersa® is to ensure you obtain the best possible USDA or FHA loan swiftly and smoothly. You can select from three pathways to align with lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Explaining USDA Loans in MI

A USDA home loan, known as a USDA rural development loan or mortgage, is a government-backed loan permissible solely in rural communities. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Maine Pointe Lending
  • 202 US Route 1, Suite 102, Falmouth, ME, 04105
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Carriage House Mortgage Company
  • 170 US Route 1, Suite 160, Falmouth, ME, 04105
  • Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.
  • First Reliance Bank
  • 900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464
  • At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.
  • Keli McClarty Mortgage
  • 159 Civitas Street, Suite 212, Mount Pleasant, SC, 29464
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Moultrie Mortgage LLC
  • 1156 Bowman Road, Unit 200, Mount Pleasant, SC, 29464
  • Fred Graham, President at Moultrie Mortgage.After almost two decades on Wall Street, this native North Carolinian was thrilled to return to his Southern roots, close to family & friends,to become an entrepreneur.Fred's experience as a credit analyst,interest rate forecaster & asset manager,covering a wide range of sectors including consumer finance
  • Barley Mortgage LLC
  • 1032 Chuck Dawley Blvd, Suite 101, Mount Pleasant, SC, 29464
  • Our mission at Barley Mortgage is to deliver honest mortgage solutions that you, your family, your friends and our community can depend on for years to come. Our dedicated and knowledgeable staff is committed to helping you understand and guide you through the mortgage process with honesty and integrity.
  • Lowcountry Home Loans LLC
  • 802 Coleman Blvd, Suite 209, Mount Pleasant, SC, 29464
  • Lowcountry Home Loans is an independent mortgage brokerage firm offering custom solutions to meet today's ever-increasing demand for property financing.As a mortgage brokerage firm, we have access to the top banks and lending institutions across the country. We strive to provide a wide variety of loan products.
  • Parker Lending LLC
  • 1156 Bowman Road, Suite 200, Mount Pleasant, SC, 29464
  • Parker Lending company Arthur "Chip" Parker is the owner of the company he here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy When you're ready, the next step in getting a low rate mortgage.
  • PMC MORTGAGE
  • 1041 Johnnie Dodds Boulevard, Suite 15B, Charleston, SC, 29464
  • PMC Mortgage Corporation has been providing home loans for purchase and refinance since 1992. For 29 years, our success has been a result of a simple combination of providing the most competitive terms available along with giving good, professional, honest advice to our clients. We are most appreciative of our loyal client and referral base.
  • Ascend Financial Group
  • 875 Lowcountry Blvd, Suite 209, Mount Pleasant, SC, 29464
  • Ascend Financial Group is a boutique mortgage company excelling in exceptional customer experience, conservative financial values, innovative mortgage technology and enduring client relationships. Our mission is to serve our customers with honesty, integrity and excellence. Our goal is to provide home loans to our clients
  • Lucey Mortgage Corporation
  • 861 Coleman Blvd, Mount Pleasant, SC, 29464
  • Lucey Mortgage Corp is a financial services company based out of 861 Coleman Blvd, Mt Pleasant, South Carolina, United States. Lucey Mortgage Corporation has been locally owned and operated by Lorcan Lucey since 1990. We specialize in FHA, VA, Conventional, and Jumbo loans Whether you're buying your home, refinancing, buying a vacation home
  • MortgageSafe
  • 17R Academy Lane, Falmouth, MA, 02540
  • We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.