USDA Vs. FHA Pro and Con comparison in Comstock-Park, Kent County, MI

As of 2026, the USDA loan limit for Comstock-Park in Kent county, MI, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, and determine the required income, credit, reserves, and documents for qualification. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Comstock-Park, Kent, MI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Comstock-Park, MI

Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three options connecting you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MI

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and exclusively available for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant advantages to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Comstock-Park Lenders

  • Meijer Credit Union
  • 2410 Gaynor Avenue NW, Grand Rapids, MI, 49544
  • Lends in Michigan
  • Meijer Team Members provided the initial capital to establish Meijer Credit Union as a state chartered credit union. Meijer Credit Union initially served Meijer Team Members and their family members in the West Michigan area. Meijer Credit Union’s membership grew to over 14, 000 members located in the communities of which Meijer is apart.

  • Compass Credit Union
  • 485 S State Street, Sparta, MI, 49345
  • Lends in Michigan
  • At Compass, we are community servants; we are educators; we are foundry workers; we are volunteers working for the betterment of everyone; we are members, and we are committed to navigating our mutual financial journey together And while we may all come from diverse backgrounds, we take pride in our shared neighborhoods

  • ChoiceOne Bank
  • 109 E. Division, Sparta, MI, 49345
  • Lends in Michigan
  • ChoiceOne Bank is a full service financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties. ChoiceOne Bank offers insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. is the holding company headquartered in Sparta, Michigan.

  • NextDay Funding Group LLC
  • 1971 E Beltline Ave NE Ste 106 #587, Grand Rapids, MI, 49525
  • Lends in Michigan
  • NextDay Funding Group LLC connects real estate investors with fast, flexible funding for non-owner-occupied properties nationwide. We help borrowers explore fix-and-flip, DSCR rental, bridge, commercial, refinance, and gap-funding options. Our goal is to provide responsive service, practical solutions, and a straightforward path from application to closing.

    • Riverbank Finance LLC
    • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
    • Lends in Michigan
    • Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks

  • West Michigan Mortgage
  • 5344 Plainfield Ave NE, Grand Rapids, MI, 49525
  • Lends in Michigan
  • West Michigan Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.

    We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.

  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • Lends in Michigan
  • We are a locally owned mortgage company that specializes in home-buyer financing. Our wide range of home loan programs allows us to offer tailored mortgage programs based on each client's individual needs. Most of our loan options have no lender fees while also having some of the lowest rates in the industry.

  • Lake State Mortgage
  • 5500 Northland Dr NE, Suite J, Grand Rapids, MI, 49525
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Intandem Credit Union
  • 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
  • Lends in Michigan
  • Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.

    Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.