As of 2026, the USDA loan limit for Comstock-Park in Kent county, MI, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, and determine the required income, credit, reserves, and documents for qualification. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three options connecting you with matching lenders and USDA programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and exclusively available for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant advantages to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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