USDA Vs. FHA Pro and Con comparison in Comstock-Park, Kent County, MI
As of 2026, the USDA loan limit for Comstock-Park in Kent county, MI, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, and determine the required income, credit, reserves, and documents for qualification. Use our advanced mortgage calculator to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Comstock-Park, Kent, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Comstock-Park, MI
Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three options connecting you with matching lenders and USDA programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and exclusively available for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant advantages to eligible borrowers.
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303 North Glenoaks Boulevard, Suite 200, Burbank, CA, 91502
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