USDA and FHA Pro and Con in Albertville, Wright County, MN

For 2026, the USDA loan limit in Albertville, located in the county of Wright, MN, is determined to be $358,800 whereas the FHA limit for a single-family home is established at $515,200.

Leverage the Lendersa® USDA loan calculator to evaluate the optimal USDA and FHA rates available today. Identify the necessary income, credit, reserves, and documentation requirements to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you choose the right program in Alabama for your specific financial needs.

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Loan limits and down payment requirements for 2026 in Albertville, Wright county, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan possibilities in Albertville, MN

Lendersa® is committed to helping you obtain the best USDA or FHA loan efficiently and effortlessly. Choose from three starting options that align with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in MN

The USDA home loan is a government-backed mortgage, offered through the Department of Agriculture, better known as the USDA rural development loan or USDA mortgage, accessible exclusively in rural communities. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Albertville Lenders

  • ST. CLOUD FINANCIAL CREDIT UNION
  • 5600 La Centre Ave, Suite 100, Albertville, MN, 55301
  • Lends in Minnesota
  • St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.

  • Highland Bank
  • 701 Central Avenue East, Saint Michael, MN, 55376
  • Lends in Minnesota
  • Founded in 1943, Highland Bank is a privately-held, business-focused bank, serving small business and individual customers throughout the Twin Cities metro area. Through on-line channels, Highland offers services to individual customers outside of the Twin Cities. Our specialty is small business lending, with emphasis in real estate lending.

  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • Lends in Minnesota
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.

  • Allstate Home Mortgage
  • 6329 Kutcher Lane, Eden Prairie, MN, 55341
  • Lends in Minnesota
  • At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Equity Source Mortgage
  • 13606 Birch Rd, Rogers, MN, 55374
  • Lends in Minnesota
  • At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Midwest Mortgage Consultants
  • 600 Soo Lane, Suite 6, Buffalo, MN, 55313
  • Lends in Minnesota
  • At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Lends in Minnesota
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.

  • 21st Century Bank
  • 699 North Medina Street, Loretto, MN, 55357
  • Lends in Minnesota
  • At 21st Century Bank, we are many things. We are a family-owned since 1917. We are a Top 10 Minnesota SBA preferred lender. We hold more than $600 million in assets. But above it all, we are here for you.

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