For the year 2025, the USDA loan limit for Otsego, located in Wright county, MN, stands at $358,800, whereas the FHA loan limit for a single-family home is $515,200.
Utilize the Lendersa® USDA loan calculator to thoroughly compare the current USDA versus FHA top rates. This tool assists in determining the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the best program for your unique financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Otsego, County of Wright, MN
Loan Type
Loan Limit
Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Otsego, MN
The mission of Lendersa® is to swiftly and efficiently connect you with the best USDA or FHA loan options available. Begin by selecting one of three starting paths that will link you to matching lenders and USDA loan programs.
Guaranteed by the U.S. Department of Agriculture, the USDA home loan, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all, offering a considerable advantage to eligible buyers.
932 Hungerford Drive, Suite 1A, Rockville, MD, 20850
We put our customers first. We listen to you and help you find what you need. If you are looking for first-class service, you have come to the right place! We aim to be friendly and approachable. We are here to serve you and answer any questions you may have. Amy Zhou is the President of A-Z Mortgage Inc.
15200 Shady Grove Road, Suite 310, Rockville, MD, 20850
Empire Financial is a family-owned and operated mortgage company serving borrowers in Maryland, Virginia, and DC. We believe in a long-term relationship in which we help our clients find the right loan solution for their particular needs. We help our clients review and explore all of the loan options available.
The Mortgage3000, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1803 Research Blvd, Suite 102, Rockville, MD, 20850
Onetime Mortgage is a multi state residential mortgage licensed company with headquarters in Rockville, Maryland. We have dedicate team of loan processors and state licensed mortgage loan officers for real human communications along with paperless all 100% digital application process.
932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.
1395 Piccard Drive, Suite 330, Rockville, MD, 20850
Equity United Mortgage Corporation provides a service & not just a product. We don't just originate your loan. We guide & advise you through the mortgage process show you how to avoid choosing the wrong mortgage & how to capitalize on the best opportunities for you. Our consultants will give you the personalized attention that you deserve.
we love mortgages and we love helping our clients achieve their goals. Your successes are our successes. Much like a suit, we know that one size does not fit all. Our job is to provide you with high quality loan programs that are tailored to fit your specific needs, with some of the most competitive rates in the nation.
2400 Research Boulevard, Suite 400, Rockville, MD, 20850
Apex Home Loans, Inc. is a local mortgage lender headquartered in Montgomery County, MD. Apex focuses on delivering superior customer experiences and takes pride in helping people achieve their dream of owning a home. We’re like you: fellow homeowners, active community members, and family-focused individuals.
9710 Traville Gateway Dr # 295, Rockville, MD, 20850
Greenbriar Lending, LLC. has rapidly become one of the most respected private lenders in the industry. Our mission is to provide our customers with the capital and knowledge to insure profitability on all of their real estate transactions. We are self-funded and provide our clients with swift and flexible commercial financing options. We focus on
