USDA VS FHA in Afton, Washington County, MN

In 2025, USDA loan limit in Afton, county of Washington, MN is $0 while FHA limit is $515,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Afton, county of Washington, MN

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Afton, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Minnesota Power Employees Credit Union
  • 30 West Superior Street, Suite 126, Duluth, MN, 55802
  • Minnesota Power Employees Credit Union (MPECU) is a member-owned, not-for-profit financial cooperative, whose primary mission is serving our member/owners. Minnesota Power Employees Credit Union was founded in 1933. During our first 61 years, we only served the employees and family members of Minnesota Power.
  • North Shore Bank of Commerce
  • 131 W. Superior St, Duluth, MN, 55802
  • North Shore Bank is a locally-owned and managed, independent, community bank that has been operating in the Duluth area for over 100 years. We proudly offer a full array of traditional personal and business banking products, mortgage services, and a full selection of trust & investment services all handled by our experienced and professional staff.
  • Harbor Pointe Credit Union
  • 11 W 2nd St, Duluth, MN, 55802
  • We look forward to becoming your exclusive full-service financial institution. Harbor Pointe Credit Union was founded in 1933 as Duluth Teachers Credit Union to serve the financial needs of the educational community of Duluth. We have grown to serve over 9000 members in our community with our savings, checking, investment, mortgage.
  • Park State Bank
  • 2630 W Superior St, Duluth, MN, 55806
  • Park State Bank is a full service financial institution that has been serving the good people of Minnesota since 1916. We have a long history of meeting the financial needs of the Steel Workers of the Morgan Park Steel Plant until its closing in the 1980s. In 1997 we built an office in Lincoln Park neighborhood, where we found an active community.
  • WesternBank (Duluth)
  • 201 North Central Avenue, Duluth, MN, 55816
  • Western Bank has been committed to servicing our customers & the local community for over 100 years. As a hometown bank with local decision-making, we are dedicated to producing & offering to our community a wide range of banking services of exceptional value. Utilizing talented, knowledgeable employees & quality, highly accurate delivery systems.
  • Farmers and Merchants State Bank of Alpha
  • 210 North Main Street, Alpha, MN, 56111
  • The Farmers and Merchants State Bank of Alpha is a full service locally owned family bank. The Farmers and Merchants State Bank is proud to offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. and also The mission of the Farmers and Merchants State Bank of Alpha i
  • Jackson Federal Savings and Loan
  • 414 Second Street, Jackson, MN, 56143
  • Jackson Federal is here to serve our local community and meet all their financial needs. We offer a full range of products and services to consumers and small businesses. Our goal is to blend ""personalized service"" with technology and make you our customer. Jackson Federal Savings & Loan Association was chartered in 1892.
  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
  • Centricity Credit Union
  • 4477 Lavaque Road, Hermantown, MN, 55811
  • In 1943, people in the Hermantown community came together to create a credit union to give themselves & their neighbors a trusted, local financial solution. We proudly served members of the Duluth Homestead Association & patrons of the Hermantown Community Store. We provide financial education and banking solutions to help people understand.
  • Share Advantage Credit Union
  • 2502 Maple Grove Rd, Duluth, MN, 55811
  • Share Advantage Credit Union serves all your banking and financial needs from a Youth Savings & Checking accounts to Traditional & Roth IRAs. As a bedrock business of the Northland ourselves, we welcome business accounts. We have FREE personal Checking accounts. Youth Savings and FREE 15+ Youth Checking accounts are happily welcome.
  • Northern Communities Credit Union
  • 3311 West Arrowhead Rd, Duluth, MN, 55811
  • Since 1928, Northern Communities Credit Union has been serving our members and our communities in Northern Minnesota. We started out in the “new” Duluth City Hall when it was first built in 1928 and were formerly known as the Duluth City and County Employees Credit Union, to serve employees of the City of Duluth and St. Louis County.