USDA VS FHA in Belle-Plaine, Scott County, MN

In 2026, the USDA loan limit for Belle-Plaine, within Scott, MN, is $322,000, while the FHA limit for a single-family residence is $402,500.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you to select the best program in Alabama that suits your financial situation.

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Loan limits and downpayment requirements for 2026 in Belle-Plaine, Scott, MN

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Choice of USDA and FHA loans in Belle-Plaine, MN

Lendersa® aims to offer the best USDA or FHA loan quickly and hassle-free. Choose from three starting points that match you with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Defining USDA Loans in MN

The USDA home loan is a government-backed loan guaranteed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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