USDA and FHA Pro and Con in Carver, Carver County, MN

In 2025, the USDA loan limit for Carver, situated in Carver, MN, is $358,800, while the FHA limit for a single-family home is $515,200.

Utilize the Lendersa® USDA loan calculator to compare today’s best USDA vs FHA rates. Determine the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA solutions side by side, aiding you in choosing the best option in Alabama for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Carver, Carver, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Carver, MN

Lendersa® is committed to securing the best possible USDA or FHA loan for you swiftly and hassle-free. Choose from three starting points to find matching lenders and USDA loan programs.

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Understanding USDA Loans in MN

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Citizens National Bank
  • 2115 M Street, Belleville, KS, 66935
  • The Citizens National Bank is here to help your business. We offer a wide variety of products to include commercial and agricultural real estate loans, residential rental real estate loans, seasonal operating lines of credit, as well as, machinery and equipment financing. These are just a few ways we can help.
  • New Century Bank
  • 1211 28th Street, Belleville, KS, 66935
  • New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
  • Kansas City Credit Union
  • 5110 Ararat Drive, Kansas City, MO, 64129
  • We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
  • Tech Credit Union
  • 10951 Broadway, Crown Point, IN, 46307
  • Tech Credit Union is a Northwest Indiana based financial institution that provides banking & loan services to the residents and businesses of several NW Indiana and Illinois counties. Being a member-owned and not-for-profit financial institution allows our members to enjoy access to the latest banking services, lower rates on loans
  • Wells Funding Group
  • 6819 E Lincoln Hwy, Crown Point, IN, 46307
  • We take pride in providing all of our clients with an honest consultation, a transparent process, expert loan advice, and a streamlined mortgage experience. The Wells team prides itself on friendly, attentive, and proactive service. You will always be able to speak or meet with us personally.
  • Kirk and Company Real Estate
  • 9800 Connecticut Dr, Crown Point, IN, 46307
  • "Full Service Real Estate Company that Guarantees the Sale of a Home or They'll Buy It!* *Seller and Kirk must agree on price and closing date. While many agents will promise to sell your home, the reality of the real estate market is that this simply doesn't always happen. Even if the home does eventually sell, the homeowner"
  • Tri-Cities Credit Union
  • 905 Pennoyer Avenue, Grand Haven, MI, 49417
  • Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
  • Bank of Chestnut
  • 100 Olive Street, Chestnut, IL, 62518
  • The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
  • Country Club Bank
  • 1 Ward Parkway, Kansas City, MO, 64112
  • Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor