USDA VS FHA in Jordan, Scott County, MN

In 2025, the USDA loan cap in Jordan, Scott county, MN is $358,800, while for a single-family home, the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side to guide you to the best program in Alabama for your finances.

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2025 Loan Limits and Down Payment Requirements in Jordan, Scott, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Jordan, MN

Lendersa® aims to quickly secure the most beneficial USDA or FHA loan for you, hassle-free. Choose from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan is a government-guaranteed mortgage through the Department of Agriculture, also known as the USDA rural development loan. It is offered exclusively in rural areas. Contrary to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
  • FIRST STATE MORTGAGE
  • 502 N. Hershey Road, Bloomington, IL, 61704
  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
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  • 502 North Hershey Road, Bloomington, IL, 61704
  • First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.
  • Custer Federal State Bank
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  • Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
  • Nebraska State Bank
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  • The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.
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  • Our customers have inspired us since our humble beginnings and have allowed us to be their hometown bank for many generations. We look forward to continuing that relationship for many more generations to come. HFB employees are proud of their deep roots in the communities we serve and are excited about cultivating those relationships in the future.
  • KC Mortgage Guy
  • 1201 NE 92nd St, Kansas City, MO, 64155
  • Will Fosters goal and aspiration is to provide you with such an incredible lending experience you will feel comfortable introducing the people you care about most to me. Looking forward, I see a huge opportunity to help an immense amount of people realize their financial goals, and it is my hope you will be right there alongside me.
  • Capital Credit Union ND
  • 204 W. Thayer Ave, Bismarck, ND, 58501
  • Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.
  • Assure Home Mortgage
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  • At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options