USDA VS FHA in Jordan, Scott County, MN

In 2026, the USDA loan cap in Jordan, Scott county, MN is $358,800, while for a single-family home, the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side to guide you to the best program in Alabama for your finances.

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2026 Loan Limits and Down Payment Requirements in Jordan, Scott, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Jordan, MN

Lendersa® aims to quickly secure the most beneficial USDA or FHA loan for you, hassle-free. Choose from three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan is a government-guaranteed mortgage through the Department of Agriculture, also known as the USDA rural development loan. It is offered exclusively in rural areas. Contrary to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GCT Mortgage Brokers LLC
  • 253 Ralph Avenue, Suite 100, Brooklyn, NY, 11233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • RealFin Capital
  • 5100 Westtheimer, Houston, TX, 77056
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  • Aligned Mortgage Processing
  • 2700 Post Oak Blvd, Floor 20, Houston, TX, 77056
  • "Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program:
    FHA $100 Down Payment Program: 203B
    • Property must be a HUD REO
    • Loans up to county loan limits
    • Credit scores down to 500. Ratios can’t exceed 43% when manual underw

  • Residential Capital Mortgage Inc
  • 1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
  • The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.

  • Action Mortgage LLC
  • 5100 Westheimer Road, Suite 200, Houston, TX, 77056
  • Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.

  • BOXWOOD MORTGAGE LLC
  • 2700 Post Oak Blvd, Floor 21, Houston, TX, 77056
  • Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day

  • Hometrust Mortgage
  • 5353 W. Alabama, Suite 500, Houston, TX, 77056
  • Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful

  • Titanium Mortgage
  • 5353 West Alabama, Suite 695, Houston, TX, 77056
  • "We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients.


    We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."

  • Diversified Home Mortgage
  • 1750 Sky Lark Lane 1700, Houston, TX, 77056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan