FHA Vs. USDA loan program for Chaska, Carver County, Minnesota

In 2025, the USDA loan limit for Chaska, with Carver county, MN is set at $358,800. Conversely, the FHA limit for a single-family home is $515,200.

Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program in fits your specific financial scenario best.

USDA and FHA Loan Opportunities in Chaska, MN

Lendersa® aims to connect you with the most favorable USDA or FHA loans promptly and effortlessly. Choose one of three starting routes that align with appropriate lenders and USDA loan programs.

Lendersa USDA loan application and match outcomes

Defining a USDA Loan in MN

A USDA home loan is a government-backed mortgage supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.

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(815) 282-8711 Lender's profile and map Reviews LINXUS CU 1405 West Lane Road, Suite A, Machesney Park, IL, 61115 LinXus Credit Union (formerly Rockford Postal Employees Credit Union) is a not-for-profit financial organization owned by more than 2500 members. The credit union was organized to help provide personal financial services, such as savings and loans. Today, LinXus Credit Union strives to continue great member service by offering higher dividends
(641) 437-4500 Lender's profile and map Reviews Iowa Trust and Savings Bank 200 North 10th Street, Centerville, IA, 52544 Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
(701) 252-0360 Lender's profile and map Reviews First Community Credit Union 111 9th Street SW, Jamestown, ND, 58401 Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
(815) 234-2561 Lender's profile and map Reviews Byron Bank 200 N Walnut St, Byron, IL, 61010 Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.
(262) 367-1900 Lender's profile and map Reviews Town Bank, National Association 850 W N Shore Dr, Hartland, WI, 53029 Town Bank, a Wintrust Community Bank, has 19 locations in Albany, Burlington, Darlington, Delafield, Elm Grove, Hartland, Lake Geneva, Madison, Menomonee Falls, Milwaukee, Monroe, Pewaukee, Wales, Walworth, Wind Lake, Delavan, Sharon, and Clinton, Wisconsin. It provides a wide array of commercial and private banking services.
(262) 338-1888 Lender's profile and map Reviews Glacier Hills Credit Union 2150 S Main Street, West Bend, WI, 53095 We were founded in 1934 by employees of West Bend Aluminum Company to provide affordable access to financial services for employees. Much has changed in the financial arena since 1934, but the mission remains the same - People helping people to improve the financial well-being of each member.
(815) 636-2100 Lender's profile and map Reviews Rockford Bell Credit Union 4225 Perryville Road, Loves Park, IL, 61111 Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
(815) 282-0300 Lender's profile and map Reviews Rock Valley Credit Union 1201 Clifford Ave, Loves Park, IL, 61111 Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
(309) 526-8011 Lender's profile and map Reviews BankOrion 1114 Fourth Street, Orion, IL, 61273 We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.
(309) 593-2117 Lender's profile and map Reviews 1st Community Bank 407 Third Street, Sherrard, IL, 61281 1st Community Bank is a branch office of 1st Community Bank. They provide the following services: Full Service Office Location & are located at 407 Third Street in Sherrard Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
(712) 542-2103 Lender's profile and map Reviews CORNERSTONE BANK CLARINDA, IA 123 East Main St, Clarinda, IA, 51632 Cornerstone Bank in Clarinda Iowa is a full service bank. We have many banking services to provide to southwest iowa and the surrounding areas. Cornerstone Bank offers Personal Banking, Business Banking, Telebanking, and Online Banking. We offer a variety of loan products that fit your needs.