In 2026, the USDA loan limit for Chaska, with Carver county, MN is set at $358,800. Conversely, the FHA limit for a single-family home is $515,200.
Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program in fits your specific financial scenario best.
2026 Loan Limits and Down Payment Requirements in Chaska, County of Carver, MN
Loan Type
Loan Limit
Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Chaska, MN
Lendersa® aims to connect you with the most favorable USDA or FHA loans promptly and effortlessly. Choose one of three starting routes that align with appropriate lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
4165 Shoreline Drive, Suite 40b, Spring Park, MN, 55384
Lends in Minnesota
Buying a home or refinancing is one of the largest financial decisions you will make in your life - and unfortunately, this means you may experience some stress as you approach these decisions. As in many other industries, the mortgage industry has more than its share of unethical individuals that are out to make a buck
Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.
6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
Lends in Minnesota
Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.
Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
At Renovo Capital, LLC our goal is to add value for clients by providing simple financing solutions. We are a small team that is based in the western suburbs or Minneapolis and all have deep-rooted interests in different aspects of real estate and construction that we use to help clients achieve their goals.
294 East Grove Lane, Suite 120, Wayzata, MN, 55391
Lends in Minnesota
SkyView is focused exclusively on the investment banking and financing needs of independent and registered investment advisors. We provide financial advisors with guidance and capital for practice succession, acquisition, merger, and debt restructuring. our firm strives to attract the best talent in the industry at every position.
407 Lake Street East, Suite 201, Wayzata, MN, 55391
Lends in Minnesota
Renovo Capital, LLC is a non-traditional portfolio lender providing financing to builders and real estate investors. Non-traditional financing is non-bank financing often referred to as hard money or private money lending. As a portfolio lender, we own and service all of the loans we originate
