USDA Vs. FHA Pro and Con comparison in Chaska, Carver County, MN
In 2025, the USDA loan limit for Chaska, with Carver county, MN is set at $358,800. Conversely, the FHA limit for a single-family home is $515,200.
Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and identify the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program in fits your specific financial scenario best.
2025 Loan Limits and Down Payment Requirements in Chaska, County of Carver, MN
Loan Type
Loan Limit
Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Chaska, MN
Lendersa® aims to connect you with the most favorable USDA or FHA loans promptly and effortlessly. Choose one of three starting routes that align with appropriate lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
"We offer home buyer education to bring you one step closer to home ownership.
We can help you learn the home loan amount you may be able to afford.
We will provide confidence in your ability to obtain financing.You will learn how to reduce timelines and improve your ability to close your loan fast."
418 Stump Road, Suite 100, Montgomeryville, PA, 18936
"Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.
Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
5842 Fayetteville Road, Suite 113, Durham, NC, 27713
Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.
RTP MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Durham, NC. Specializing in residential home purchases, investments, and refinancing. We are licensed mortgage professionals. We act as your Loan Officer, but we have the freedom to work with multiple different lenders.
Founded nearly 90 years ago, Firstrust’s business is serving the banking needs of our commercial and retail customers in the Philadelphia region. From large operating companies, real estate developers, manufacturers, and doctors to young families and grandparents – we’re here for them all.
1 West Elm Street, First Floor, Conshohocken, PA, 19428
Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.
Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.
Buying a new home is an experience that lasts a lifetime, so why not have memorable one? The Hussey Team strives to make this happen. There could be some turbulence along the way, but it takes the right team to counsel all parties involved to reach a solution. We are mortgage advisors that work fast, accurately, and have fun.
RPC offers a variety of loan types tailored to suit any commercial real estate requirement. These include permanent loans for both refinance and acquisition, construction loans, bridge loans, mezzanine/preferred equity, and traditional equity. Although we do not recommend hard money loans.
