USDA and FHA Pro and Con in Brooklyn-Park, Hennepin County, MN
In 2025, the USDA loan limit for Brooklyn-Park, located in the county of Hennepin, MN, is $0. Meanwhile, the FHA limit for a single-family home is set at $402,500, providing important benchmarks for homebuyers in the region.
Utilize Lendersa®'s USDA loan calculator to effectively compare the best rates for USDA versus FHA today. This tool helps identify the requisite income, credit status, reserves, and documentation necessary to qualify for these loans. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the optimal loan program for your financial needs in .
Overview of 2025 Loan Limits and Downpayment Requirements in Brooklyn-Park, Hennepin, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Brooklyn-Park, MN
The aim of Lendersa® is to help you find an ideal USDA or FHA loan efficiently and without complications. Choose one of three pathways that connect you with suitable lenders and tailor-made USDA loan programs.
A USDA home loan is supported by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. This type of mortgage eliminates the need for a down payment unlike FHA loans, which require at least a 3.5% down payment, making USDA loans highly advantageous for qualifying applicants.
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