USDA Loan Vs. FHA loan for Coon-Rapids, MN [Anoka County ]

In the year 2026, the limit for a USDA loan in Coon-Rapids, part of Anoka county, MN, is established at $0. Meanwhile, the FHA loan ceiling for a single-family residence is $402,500. Understanding these limits is crucial for anyone considering property acquisition in the area, as they define the maximum available financing.

To accurately compare today's top USDA versus FHA rates, you can rely on the Lendersa® USDA loan calculator. This tool evaluates not just current interest rates but also helps you determine the necessary income, credit level, reserves, and essential documentation required to qualify. By employing our advanced mortgage calculator, you get a detailed side-by-side presentation of USDA, FHA, Conforming, and VA loans. This comparison supports you in making an informed decision tailored to your specific financial conditions and the best options available in .

Options for USDA and FHA Loans in Coon-Rapids, MN

The ambition of Lendersa® is to facilitate your access to the most advantageous USDA or FHA loans with efficiency and minimal stress. Select one of three pathways that result in connecting you with lenders, each offering tailored USDA loan programs catering to various needs.

Thorough illustration of Lendersa's USDA loan request and matched results

A Closer Look at USDA Loans in MN

The USDA home loan is government-backed, facilitated by the Department of Agriculture, and is known as either a USDA rural development loan or a USDA mortgage. These financial products are specifically available for rural area residents and are distinct from FHA loans, which require a down payment of at least 3.5%. Unlike those, USDA loans eliminate the need for any down payment, providing a substantial advantage for qualified individuals seeking affordable homeownership options in rural communities.

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Coon-Rapids Lenders
(763) 422-0290 Lender's profile and map Anoka Hennepin Credit Union 3505 Northdale Boulevard NW, Coon Rapids, MN, 55448 Lends in Minnesota Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused" credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.
(763) 323-4400 Lender's profile and map Fairway Financial Services, Inc. 11165 Zealand Ave N, Champlin, MN, 55316 Lends in Minnesota Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.
(763) 267-6300 Lender's profile and map Teamsters Credit Union. 9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434 Lends in Minnesota Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
(763) 777-5800 Lender's profile and map Homes For Heroes 9201 West Broadway Ave, Suite 615, Minneapolis, MN, 55445 Lends in Minnesota Homes for Heroes, Inc., has helped over 51, 000 heroes save over $91 million on their real estate transactions, sold over $12 billion in real estate to heroes, actively partnered with more than 4, 200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1 million to heroes.
(866) 783-0536 Lender's profile and map Berins Enterprises Inc 1071 County Highway 10, Suite 220, Minneapolis, MN, 55432 Lends in Minnesota We are committed to maintaining compliance with all federal and state laws to ensure your data is secure and accurate. Our knowledgeable staff will provide expert guidance through the process to ensure that both buyers and sellers have all the information to make an informed decision.
(763) 560-5815 Lender's profile and map All American Mortgage Lending Inc 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429 Lends in Minnesota Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(763) 439-0888 Lender's profile and map Hmong TC Mortgage Inc 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429 Lends in Minnesota Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.
(612) 422-0960 Lender's profile and map The WestLawn Mortgage Company LLC 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430 Lends in Minnesota Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(763) 754-3100 Lender's profile and map Quality Choice Mortgage LLC 13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304 Lends in Minnesota The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.