USDA and FHA Pro and Con in Chisago-City, Chisago County, MN

In 2025, the USDA loan limit for Chisago-City, located in Chisago county, MN, is $322,000, whereas the FHA limit for a single-family home is $402,500.

Harness the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates. Assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine which program in Alabama best addresses your financial situation.

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Loan Limits and Downpayment Requirements for 2025 in Chisago-City, Chisago, MN

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Chisago-City, MN

The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without complications. Start from one of three paths that link you to matching lenders and USDA loan programs.

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Understanding USDA Loans in MN

A USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan, is solely available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, a USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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