USDA Vs. FHA your options comparison in Forest-Lake, Washington County, MN

In 2025, the USDA loan limit for Forest-Lake in Washington county, MN, is $0. For a single-family home, the FHA limit is $402,500.

Leverage the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA loans. Determine the income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to help you choose the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Forest-Lake, County of Washington, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Forest-Lake, MN

Lendersa® is dedicated to promptly finding you the best available USDA or FHA loan, devoid of complexities. Begin by choosing one of three methods to align with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan, guaranteed by the government through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is uniquely available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rocky Mountain Credit Union
  • 3400 N. Montana Ave, Helena, MT, 59602
  • RMCU is here to help you through life’s events big or small. As a member, you are an owner. RMCU is a democratic financial cooperative and that means you have a say in how your credit union is run. We are also not-for-profit which allows us to offer low loan rates and higher interest deposits. RMCU puts people first.
  • Pathway Mortgage
  • 2117 Boiling Springs Rd, Boiling Springs, SC, 29316
  • "Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service. Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
  • Piedmont Credit Union
  • 1913 W Front Street, Statesville, NC, 28677
  • Piedmont Credit Union is a state chartered, federally insured community credit union, serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification you must live or work in Iredell county or be an immediate family member of a current member
  • Atlanta hard money
  • 3220 West Roxboro Rd, Atlanta, GA, 30324
  • Atlanta, Georgia Based Friendly Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons, No Adjustments, No Prepayment Penalties!Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons.
  • Peoples Bank of Greensboro
  • 1402 State Street, Greensboro, AL, 36744
  • The Peoples Bank of Greensboro was incorporated in 1904, succeeding the banking business known as A. Lawson, Banker, which began in 1881. The original branch was located in downtown Greensboro at 1112 Main Street. A second branch was opened in 1975 at 1402 State Street. The bank operated both branches until the Main Street branch burned in 2002
  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.
  • Carolina Federal Credit Union
  • 1200 East Church Street, Cherryville, NC, 28021
  • Carolina Federal Credit Union has been a trusted financial organization for over 50 years, federally chartered in 1969 to serve Carolina Freight Employees. We’ve expanded our field of membership to include EVERYONE who lives, works, goes to school, or worships in Gaston or Cleveland County,
  • Citizens National Bank of Crosbyton
  • 202 W. Main, Crosbyton, TX, 79322
  • A bank was proposed for the town site of Crosbyton in December of 1908. The material used in the building was native stone and concrete blocks. The stone was quarried from the canyon east of Crosbyton. The sand and gravel was hauled into town from the canyon. The building was completed in the summer of 1909.