USDA and FHA Pro and Con in Wyoming, Chisago County, MN
In 2026, the USDA loan cap in Wyoming, situated in the county of Chisago, MN is $358,800, whereas the FHA maximum is $515,200 for a single-family dwelling.
The Lendersa® USDA loan calculator allows you to compare the leading USDA versus FHA rates of today, helping you figure out the necessary income level, credit standing, reserves, and documentation for qualification. This advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program for your financial needs in .
2026 loan limits and down payment specifications in Wyoming, Chisago, MN
Type of Loan
Limit on Loan
Required Down Payment
USDA
$358,800
0%
FHA
$515,200
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA loan programs in Wyoming, MN
The objective of Lendersa® is to provide you with the most advantageous USDA or FHA loan efficiently and smoothly. You can choose from three starting options, each leading to suitable lenders and USDA loan offerings.
A USDA home loan, which is a government-guaranteed loan offered by the Department of Agriculture, also referred to as a USDA rural development loan or a USDA mortgage, is specifically available in rural areas. Unlike FHA loans requiring a down payment of 3.5%, USDA loans come with no down payment requirement, making them unique.
First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.
18770 Highway 65 Northeast, East Bethel, MN, 55011
Lends in Minnesota
Village Bank is a community bank that is family-owned and operated. The primary focus of Village Bank is always on customer service and satisfaction. We not only offer the latest in banking products and services, but also employees that back them up. Our staff is committed to meeting the individual needs of customers
13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
Lends in Minnesota
The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.
Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
SMW Financial Credit Union's mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school or volunteers in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota. We play an active role in supporting those communities through.
9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434
Lends in Minnesota
Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
Lends in Minnesota
Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
