In 2026, the USDA loan limit for a single-family home in North-Branch, situated in the county of Chisago, MN, is set at $322,000. Meanwhile, the FHA loan limit is $402,500.
With the Lendersa® USDA loan calculator, you can evaluate today’s prime USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you toward the best choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in North-Branch, Chisago, MN
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Branch, MN
At Lendersa®, our objective is to swiftly secure the most suitable USDA or FHA loan without hassle. Begin by selecting one of three starting points that match you with lenders and USDA loan programs.
A USDA home loan, sometimes referred to as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available exclusively in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all, providing a significant advantage for eligible applicants.
First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.
Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.
Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
18770 Highway 65 Northeast, East Bethel, MN, 55011
Lends in Minnesota
Village Bank is a community bank that is family-owned and operated. The primary focus of Village Bank is always on customer service and satisfaction. We not only offer the latest in banking products and services, but also employees that back them up. Our staff is committed to meeting the individual needs of customers
13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
Lends in Minnesota
The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
SMW Financial Credit Union's mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school or volunteers in Anoka, Hennepin, Ramsey or Washington Counties of Minnesota. We play an active role in supporting those communities through.
9422 Ulysses Street NE, Suite 140, Blaine, MN, 55434
Lends in Minnesota
Teamsters Credit Union offers a range of financial accounts including Share Savings, Checking, Money Market, Certificates of Deposit, Holiday Club, and Vacation and we are a member-owned, volunteer directed, not-for-profit cooperative dedicated to improving our members' lives. As a result, deposit accounts generally receive higher dividends
3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
Lends in Minnesota
Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
