USDA Vs. FHA Pro and Con comparison in North-Branch, Chisago County, MN
In 2025, the USDA loan limit for a single-family home in North-Branch, situated in the county of Chisago, MN, is set at $322,000. Meanwhile, the FHA loan limit is $402,500.
With the Lendersa® USDA loan calculator, you can evaluate today’s prime USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you toward the best choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements in North-Branch, Chisago, MN
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Branch, MN
At Lendersa®, our objective is to swiftly secure the most suitable USDA or FHA loan without hassle. Begin by selecting one of three starting points that match you with lenders and USDA loan programs.
A USDA home loan, sometimes referred to as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available exclusively in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all, providing a significant advantage for eligible applicants.
Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.
Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.
Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).
2201 Eastchester Drive, Suite 107, High Point, NC, 27265
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
We offer some of the best deposit and loan products anywhere around and we remain very competitive on rates for both loans and deposits!
While we are a community bank, we can offer many of the services offered by the big banks including internet banking, mobile banking, remote deposit capture, mortgages, etc.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.
Mortgage America has been the #1 lender in Eastern PA and Berks County for over 30 years with 8 billion dollars in originations and thousands of loans serviced. From your first call to after closing, Mortgage America is here to serve you.Mortgage America has been the #1 lender in Eastern PA
