USDA Vs. FHA Pro and Con comparison in North-Branch, Chisago County, MN
In 2025, the USDA loan limit for a single-family home in North-Branch, situated in the county of Chisago, MN, is set at $322,000. Meanwhile, the FHA loan limit is $402,500.
With the Lendersa® USDA loan calculator, you can evaluate today’s prime USDA versus FHA rates, determining necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you toward the best choice for your financial situation in .
2025 Loan Limits and Down Payment Requirements in North-Branch, Chisago, MN
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Branch, MN
At Lendersa®, our objective is to swiftly secure the most suitable USDA or FHA loan without hassle. Begin by selecting one of three starting points that match you with lenders and USDA loan programs.
A USDA home loan, sometimes referred to as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available exclusively in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all, providing a significant advantage for eligible applicants.
Pan American Bank & Trust is the premier bank for businesses and communities. We coined a term to reflect the spirit by which we operate: Bizunity™. We provide the personalized, first-name basis service that only comes from an independently owned bank that values Bizunity™. We are a trusted partner through every phase of your business’s life cycle.
Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.
1515 West 22nd Street, Suite 100W, Oak Brook, IL, 60523
Evergreen Bank Group is a locally owned and managed, full service Illinois State chartered commercial bank. We are focused on the relationships we build with our clients and the communities we serve. Our experienced staff is professional and highly responsive to personal and business needs. Evergreen Bank Group is Member FDIC, Equal Housing Lender.
Republic Bank has been dedicated to serving its local communities since 1964. From day one, we have been focused on what matters most: our clients’ financial success. Providing our clients with exceptional service and innovative financial solutions has enabled them – and Republic Bank of Chicago – to thrive.
Res-Com Mortgage Corporation is an ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. We work closely with progressive and well secured financial institutions in securing loans for our clients. Contact Res Com Mortgage Corporation to find out more about the products and services we can provide. For years, Res-Com Mortgage has been making Residential and Comme
2625 Butterfield Road, Suite 308 S, Oak Brook, IL, 60523
Nationwide Mortgage & Realty, LLC Loan Originators, loan processors, and support staff will work around the clock to ensure your loan closes on time We pride ourselves on exceeding our customer’s expectations in finding competitive rates, service, and options for a home loan that is right for you.
Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC, we've assembled a team of mortgage specialists dedicated to helping our customers make the most of their largest and most important investment – their home. Built on a strong foundation of experience, commitment and customer service.
"2001 Spring Road Suite 200", Oak Brook, IL, 60523
eClick Lending is an online mortgage company designed to help you achieve your mortgage goals at your convenience. As a division of Midwest Equity Mortgage, you can rest assured eClick Lending has the backing of an established mortgage company with a strong foundation of experience, commitment and customer service
Unified Homeowners of Illinois Federal Credit Union
4464 N Milwaukee Avenue, Chicago, IL, 60630
Unified Homeowners of Illinois Federal Credit Union is an federal credit union whose philosophy is to deliver sound financial information and services that help Illinois homeowners maintain and improve their homes.
Unified Homeowners of Illinois was chartered in February 2006. Unified Homeowners’ of Illinois Federal Credit Union (UH of IL FCU)
