USDA Loan Vs. FHA loan for Cottage-Grove, MN [Washington County ]

In 2025, the USDA loan limit for Cottage-Grove, within the county of Washington, MN, is set at $0. In contrast, the FHA loan limit for a single-family home stands at $402,500.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the best current rates for USDA versus FHA loans, determining the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you select the most suitable option for your financial circumstances in .

Discover USDA and FHA Loan Options in Cottage-Grove, MN

The aim of Lendersa® is to connect you with the most favorable USDA or FHA loan options quickly and effortlessly. Choosing one of three pathways will help you find matching lenders and suitable USDA loan packages.

Lendersa USDA loan application and match results

Understanding USDA Loans in MN

A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment at all.

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(815) 626-8181 Lender's profile and map Reviews Select Employees Credit Union 2412 Freeport Road, Sterling, IL, 61081 The Select Employees Credit Union recently revised our Mission and Vision statements and added a Values statement as part of our Strategic Plan. What is the purpose of these and why are they important A vision is a shared image of what we want our organization to be or become, particularly in the eyes of our members.
(815) 626-0614 Lender's profile and map Reviews Sterling Federal Bank 110 E 4th St, Sterling, IL, 61081 We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old. Sterling Federal is even older than the Federal Reserve Bank
(920) 467-8105 Lender's profile and map Reviews Meadowland Credit Union 1040 North Main Street, Sheboygan Falls, WI, 53085 Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
(906) 482-5005 Lender's profile and map Reviews Michigan Tech Employees Federal Credit Union 700 E Sharon Ave., Houghton, MI, 49931 The MTEFCU, was founded by employees of Michigan Tech University, which used to be the Michigan Mining School. The intention of the credit union was to provide employees access to loans with reasonable interest rates.Membership is open to anyone who lives, works, or conducts business in Houghton, Keweenaw, or Baraga Counties.
(815) 637-7000 Lender's profile and map Reviews Illinois Bank & Trust 6855 East Riverside Boulevard, Rockford, IL, 61114 We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(641) 684-4207 Lender's profile and map Reviews Meridian Credit Union 1206 N Jefferson Street, Ottumwa, IA, 52501 Meridian Credit Union is a not-for-profit, member-owned financial cooperative that exists to serve its members. Being a not-for-profit cooperative means we return a portion of earnings back to our members by offering competitive rates on deposits & loans. Meridian Credit Union provides a safe place to save & borrow money.
(641) 682-7541 Lender's profile and map Reviews South Ottumwa Savings Bank 320 Church Street, Ottumwa, IA, 52501 South Ottumwa Savings Bank has grown from a simple currency exchange to a full-service financial institution with acquired offices of Hedrick Savings Bank in 2011, West Liberty State Bank in 2015 and Peoples State Bank in 2020. A community bank, with decisions made locally by people who know the community and surrounding areas.
(641) 684-5448 Lender's profile and map Reviews Community 1st Credit Union 235 Richmond Ave, Ottumwa, IA, 52501 Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
(701) 874-2161 Lender's profile and map Reviews Dakota Heritage Bank of North Dakota 109 Main Street, Hunter, ND, 58048 Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.
(906) 524-6151 Lender's profile and map Reviews BARAGA COUNTY FEDERAL CREDIT UNION 101 E Broad Street, Lanse, MI, 49946 Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(605) 996-9211 Lender's profile and map Reviews Palace City Federal Credit Union 720 West Havens Avenue, Mitchell, SD, 57301 Palace City Federal Credit Union is located in Mitchell, SD, home of the world's only Corn Palace. Palace City Federal Credit Union was chartered in June of 1959 by members of the SD National Guard. Today, we serve all those who work at Avera Queen of Peace, all Mitchell clinics, and federal government employees and their immediate family members.
(605) 996-7775 Lender's profile and map Reviews CorTrust Bank 100 E Havens Ave, Mitchell, SD, 57301 CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.